Job Description
About Retail Lending:
The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank
About the Role:
Sales Managers (SM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction
Key Responsibilities
• Ensure achievement of the Topline Business Targets by sourcing business through channel teams (ASL, DSA), building and nurturing relationships with the bank branches and by cross-selling other products
• Conduct sales promotion activities through DSA and Sales Executives in open market and improve relationships through expos & events, various activities etc
• Responsible for launching new products in market
• Ensure key customer satisfaction through customer service of the highest quality
• Handle all end to end activities related to the product i.e. from Login to Disbursement
• Liaise with various departments within the system (Credit/Operations etc) to ensure smooth process flows
• Responsible for acquisition of channel partners for sourcing products - Connectors, DSAs etc
• Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients
• Prevent/ minimize the fraudulent/risky proposals entry into the system
• Provide timely feedback to central team for improvements in product features & processes
• Conduct training for Sales executives and Direct Selling Agents (DSA) on selling/product
• Create a performance oriented environment through effective team management, leading to high employee motivation and productivity
Qualifications:
Optimal qualification for success on the job is:
• Graduation/ Post-Graduation from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
• Good communication (both verbal and written) skill in both English and the local language
• Excellent lead generation and conversion skill
• Ability to handle pressure and meet deadlines
• High sales orientation to meet the sales targets consistently
• Ability to manage complex client situations
• Ability to coach and mentor others
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank
About the Role:
Sales Managers (SM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction
Key Responsibilities
• Ensure achievement of the Topline Business Targets by sourcing business through channel teams (ASL, DSA), building and nurturing relationships with the bank branches and by cross-selling other products
• Conduct sales promotion activities through DSA and Sales Executives in open market and improve relationships through expos & events, various activities etc
• Responsible for launching new products in market
• Ensure key customer satisfaction through customer service of the highest quality
• Handle all end to end activities related to the product i.e. from Login to Disbursement
• Liaise with various departments within the system (Credit/Operations etc) to ensure smooth process flows
• Responsible for acquisition of channel partners for sourcing products - Connectors, DSAs etc
• Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients
• Prevent/ minimize the fraudulent/risky proposals entry into the system
• Provide timely feedback to central team for improvements in product features & processes
• Conduct training for Sales executives and Direct Selling Agents (DSA) on selling/product
• Create a performance oriented environment through effective team management, leading to high employee motivation and productivity
Qualifications:
Optimal qualification for success on the job is:
• Graduation/ Post-Graduation from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
• Good communication (both verbal and written) skill in both English and the local language
• Excellent lead generation and conversion skill
• Ability to handle pressure and meet deadlines
• High sales orientation to meet the sales targets consistently
• Ability to manage complex client situations
• Ability to coach and mentor others
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
💡 Quick Summary
Seeking a career-building opportunity? The RL | Rural Lending|Sales Manager | Farm Mechanization position is now open for candidates interested in the Counter Sales Jobs sector. This role in Gangtok offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Counter Sales Jobs is a plus.
