Job Description
:
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centres and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
Roles & Responsibilities:
Manage zoning activity to map household needs in villages and areas allocated
Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
Maintain high collections efficiency through discipline and drive
Monitor preparation of accurate documentation of loans and saving account.
Coordinate with operations officer to ensure timely and accurate data entry
Ensure compliance as per the bank requirements.
Conduct field audits and customer verifications to ensure high quality of accounts
Gather latest Market intelligence and track and benchmark against best practices in competitor banks.
'- Recommend process changes in order to improve service efficiency and quality across the branch network
Provide support for implementation of livelihood advancement and community development initiatives.
Educational Qualifications:
Graduate-Any
Post Graduate-Optional
Experience:
0 - 3 years of relevant branch banking experience
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centres and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
Roles & Responsibilities:
Manage zoning activity to map household needs in villages and areas allocated
Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
Maintain high collections efficiency through discipline and drive
Monitor preparation of accurate documentation of loans and saving account.
Coordinate with operations officer to ensure timely and accurate data entry
Ensure compliance as per the bank requirements.
Conduct field audits and customer verifications to ensure high quality of accounts
Gather latest Market intelligence and track and benchmark against best practices in competitor banks.
'- Recommend process changes in order to improve service efficiency and quality across the branch network
Provide support for implementation of livelihood advancement and community development initiatives.
Educational Qualifications:
Graduate-Any
Post Graduate-Optional
Experience:
0 - 3 years of relevant branch banking experience
💡 Quick Summary
Seeking a career-building opportunity? The RM ARM Rural position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
