Job Description
Job: Retail Banking
Primary Location: Asia-India-Mumbai
Schedule: Full-time
Employee Status: Permanent
Posting Date: 11/Apr/2026, 7:24:16 AM
Unposting Date: Ongoing
Roles and Responsibility
• The person would be responsible to manage and analyse data for all Deposit Products, including Savings Account and Term Deposits, across multiple segments by closely working with the acquisition teams, branches and the SBIM teams to help deliver the targets for the month and monitor early indicators.
• Responsible for providing timely reports and presentations to the top management.
• Assessed Business requirements, prepared business cases and reviewed
• Work closely with Management group to provide data solutions to issues impacting.
• Take ownership of personal performance, improvement and development plan, ensuring regular reviews with manager are carried out
Strategy
• Publish Daily, weekly, fortnightly and Monthly MIS to Management team and Business.
• Prepare the Day on Day balance trend report and publish the same to Management.
• Prepare the Zone wise EB & Non EB balance sheet and growth% , which is contains MoM PE balance, MoM PE Average balance and LMSD level.
• Highlight the Cap between Budget Vs Actual and Last Month Vs Current Month.
• Indicate the High & low growth% between Zone wise and Month Wise..
• MTD / YTD Balance sheet MI by Segment; ETB,NTB Resident and NR split and EB & NON EB.
Business
• Review the branch performance and identify Top & Bottom branches and arranging them as ranking order.
• New to Bank MI by Channel and Segment; performance against Best month and against Budget
• Identify the channel wise Productivity.
• Identify the Funding & Non Funding and Active & Non Active Customer base.
• Trending and Analysis on Average Ticket Size based performance
• Publish the Branch Performance & Balance movement report.
• Track key measurable movement in the performance of a branch – Number of customers the branch has managed to nudge up the balance bucket
• MTD/YTD growth and Rank
• MTD/YTD Balance growth – ETB , NTB as well as Resident and NR split
• MTD/YTD Segment growth
• Customer (number of customers) across each balance band – overall at a branch level as well as Priority and Premium movements.
• YTD movement
• The Branch has managed to move customers up the balance band in Vs the last month as well.
Processes
• Develop and maintain reporting and analysis on deposit portfolio
• Publish consolidated MI for Management team
• Publish key MI across each Zone, Branch and Segment with granular information on key program areas. To track the outcome of such discussions to completion
• Analyse Trends, opportunity and leakage on fee lines
• Manage and monitor Locker occupancy and recovery
People & Talent
• Ensure sufficient process knowledge to independently perform operations of other two identified desks and must demonstrate proficiency by successfully performing this activity
• Utilize all training opportunities available
• Ensure Discipline including Nil Unplanned Leaves.
• Engagement & healthy Participation in various CSR activities & Contests conducted across levels.
Risk Management
• Own and Mitigate Risk management elements of all associated business and processes
• Ensure proactive risk analysis and management
Governance
• Manage all regulatory reporting pertaining to Deposits
• Represent Product team in all Audit related issues on Service charges.
• Manage all regulatory submissions related to service charges
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function [team] to achieve the outcomes set out in the Bank’s Conduct Principles.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
• Products & Segments
• NR Channel
• Branches
• Digital Banking
• Finance
• SBIM
Other Responsibilities
• Challenges the status quo, understanding that change is the only constant in the organization.
• Actively identifies and manages potential resistance to change
• Improve overall customer experience through TAT improvement
Our Ideal Candidate
• Graduate in any stream.
• Should possess analytical skills, interpersonal skills and demonstrated track record of excellence.
• Experience in handling Deposit and Asset Products of a Bank would be an advantage but not a pre-requisite.
• Work Experience across multiple geographies will be an advantage.
• Strong communication and persuasive skills, along with the ability to work across silos, functions and senior stakeholders.
• Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit.
Role Specific Technical Competencies
• MS Office (Esp : MS EXCEL)
• VBA Macro
• POWER BI
• SQL
• SAS
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Primary Location: Asia-India-Mumbai
Schedule: Full-time
Employee Status: Permanent
Posting Date: 11/Apr/2026, 7:24:16 AM
Unposting Date: Ongoing
Roles and Responsibility
• The person would be responsible to manage and analyse data for all Deposit Products, including Savings Account and Term Deposits, across multiple segments by closely working with the acquisition teams, branches and the SBIM teams to help deliver the targets for the month and monitor early indicators.
• Responsible for providing timely reports and presentations to the top management.
• Assessed Business requirements, prepared business cases and reviewed
• Work closely with Management group to provide data solutions to issues impacting.
• Take ownership of personal performance, improvement and development plan, ensuring regular reviews with manager are carried out
Strategy
• Publish Daily, weekly, fortnightly and Monthly MIS to Management team and Business.
• Prepare the Day on Day balance trend report and publish the same to Management.
• Prepare the Zone wise EB & Non EB balance sheet and growth% , which is contains MoM PE balance, MoM PE Average balance and LMSD level.
• Highlight the Cap between Budget Vs Actual and Last Month Vs Current Month.
• Indicate the High & low growth% between Zone wise and Month Wise..
• MTD / YTD Balance sheet MI by Segment; ETB,NTB Resident and NR split and EB & NON EB.
Business
• Review the branch performance and identify Top & Bottom branches and arranging them as ranking order.
• New to Bank MI by Channel and Segment; performance against Best month and against Budget
• Identify the channel wise Productivity.
• Identify the Funding & Non Funding and Active & Non Active Customer base.
• Trending and Analysis on Average Ticket Size based performance
• Publish the Branch Performance & Balance movement report.
• Track key measurable movement in the performance of a branch – Number of customers the branch has managed to nudge up the balance bucket
• MTD/YTD growth and Rank
• MTD/YTD Balance growth – ETB , NTB as well as Resident and NR split
• MTD/YTD Segment growth
• Customer (number of customers) across each balance band – overall at a branch level as well as Priority and Premium movements.
• YTD movement
• The Branch has managed to move customers up the balance band in Vs the last month as well.
Processes
• Develop and maintain reporting and analysis on deposit portfolio
• Publish consolidated MI for Management team
• Publish key MI across each Zone, Branch and Segment with granular information on key program areas. To track the outcome of such discussions to completion
• Analyse Trends, opportunity and leakage on fee lines
• Manage and monitor Locker occupancy and recovery
People & Talent
• Ensure sufficient process knowledge to independently perform operations of other two identified desks and must demonstrate proficiency by successfully performing this activity
• Utilize all training opportunities available
• Ensure Discipline including Nil Unplanned Leaves.
• Engagement & healthy Participation in various CSR activities & Contests conducted across levels.
Risk Management
• Own and Mitigate Risk management elements of all associated business and processes
• Ensure proactive risk analysis and management
Governance
• Manage all regulatory reporting pertaining to Deposits
• Represent Product team in all Audit related issues on Service charges.
• Manage all regulatory submissions related to service charges
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function [team] to achieve the outcomes set out in the Bank’s Conduct Principles.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
• Products & Segments
• NR Channel
• Branches
• Digital Banking
• Finance
• SBIM
Other Responsibilities
• Challenges the status quo, understanding that change is the only constant in the organization.
• Actively identifies and manages potential resistance to change
• Improve overall customer experience through TAT improvement
Our Ideal Candidate
• Graduate in any stream.
• Should possess analytical skills, interpersonal skills and demonstrated track record of excellence.
• Experience in handling Deposit and Asset Products of a Bank would be an advantage but not a pre-requisite.
• Work Experience across multiple geographies will be an advantage.
• Strong communication and persuasive skills, along with the ability to work across silos, functions and senior stakeholders.
• Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit.
Role Specific Technical Competencies
• MS Office (Esp : MS EXCEL)
• VBA Macro
• POWER BI
• SQL
• SAS
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
💡 Quick Summary
Seeking a career-building opportunity? The SA Analyst | Retail Banking position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
