Sag|sag Credit Analyst

💰 ₹18,000 - ₹28,800 (Est.) 📍 Noida

Job Description

IDFC FIRST Bank Limited


Territory Manager-Cross Sell (SME Loans)
IDFC FIRST Bank Limited • Noida, Uttar Pradesh • via IDFC Bank Careers - IDFC FIRST Bank
21 days ago
Full–time
No Degree Mentioned
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Job description
Role/ Job Title: Territory Manager – Cross Sell (SME Loans)

Function/ Department: Sales

Job Purpose:

The role bearer has the responsibility of sourcing loans from market using DSAs/DSTs and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintain strong relationships, foster co-operation, and communicate effectively across different mediums. The role bearer must make sure adherence to the policies and guidelines set. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger objectives of the bank.

Roles & Responsibilities:
• Sourcing and managing channels from the market and acquiring business from them.
• Ensuring quality portfolio by minimizing delinquency and rejection
• Extensive knowledge and understanding of retails assets, products, operations, and current market trends.
• Identifying the changing market trends, channel development for acquiring business and providing high quality customer service.
• Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.

Education Qualification:

Graduation: Any Graduation

Experience: 2 to 5 years of experience in Cross Sell (SME Loans)
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Axis Bank


Sag:sag Credit Analyst
Axis Bank • Noida, Uttar Pradesh • via MNC Jobs
Full–time
Apply on MNC Jobs
Job description
:

About Structured Assets Group:

The Structured Assets Group (SAG) plays an important and critical role in managing the asset book of the bank which needs timely and proactive intervention. The SAG handles a large proportion of Special Mention Account (SMA) portfolio and the entire Non-retail Non-performing Asset (NPA) portfolio of the bank. The key focus area of SAG is to take proactive steps to ensure effective resolution of corporate stress through a) correction of capital structure by way of business restructuring or change of ownership b) one time settlement with the borrower c) secondary market loan sale or d) legal action for recovery, depending upon the nature of stress and ability of the bank to drive resolution.

About the Role:

The SAG-Credit Analyst is responsible for handling the entire MIS of Department. They are responsible for handling various audits like Statutory, RBI, Compliance, Internal Audit and Walkthrough like IFC, Operational Risks etc.

Key Responsibilities
• Responsible for Inter / Intra-department co-ordination for submission of reports and MIS
• Responsible for various regulatory reporting like CICs, RBI
• Responsible for reporting to various Committees like COD, Audit Committee, Board w.r.t. RFA cases, OTS notes, Sale of accounts to ARC, Written-off accounts
• Responsible for reporting cases filed by the Bank and against the Bank to Legal Department
• IND AS Impairment calculation for the NPAs in consultation with respective RMs, Notes to accounts and various other financial reporting
Qualifications:

Optimal qualification for success on the job is:
• Graduation/ Post- Graduation from a recognized institute
• Relevant experience in the Banking Industry
Role Proficiencies:

For successful execution of the job, the candidate should possess the following:
• Good command over MS Office
• Good communication skill
#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"

About Company:

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,5+4 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank

💡 Quick Summary

Seeking a career-building opportunity? The Sag|sag Credit Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Noida offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Axis Bank

Frequently Asked Questions

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The expected salary for Sag|sag Credit Analyst in Noida is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Sag|sag Credit Analyst is an on-site position based in Noida. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Sag|sag Credit Analyst. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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