Job Description
Drive Logins for Home Loans through various channels and a team of HDB Sales Executives
Quantitative:
Annual Login targets - Minimum 648
Data entry to be done in HDFC Ltd systems, preparing CAM and scanning the documents. Coordinate with HDFC Ltd team for IT issues being faced if any while logging in a file.
Ensure calling on leads received from channels being handled, references received from existing customers.
Ensure calling on opportunity bases.
Wherever required, personally meet up with customers - especially HNW customers. Minimum 10 customers to be met personally and customer interaction to be updated in CRM next per month.
Initiate for activities for lead generation.
Arrange for training at channels on lead sourcing quality, give feed-back on leads generated so as to ensure quality of lead generation improves and overall LG to LC ratio improves
Achieve Disbursal targets on value and Nos
Quantitative:
Annual disbursal unit targets Minimum 324 Units
Disbursal target value is assigned basis grid on City Category and Grade.
Drive calling on all SUD cases.
Coordinate with HDFC Ltd Credit and Operations team for resolution on post sanction documentation.
For sensitive / HNW cases coordination with customer and HDFC Ltd as in case of HDFC Ltd, the customer is mandatorily required to visit HDFC Ltd office to complete the disbursal formalities.
Drive RM / PB, KCM-CSRM / DSA activation for higher volumes.
Quantitative:
SM mapped with 1 to15 RM - 40% activation target
SM mapped with >15 RM - 35% activation target
KCM-CSRM - KCM activation benchmark is 3 LCs; CSRM benchmark is 2 LC; 80% activation benchmark
COP - PB - 30% activation benchmark
DSA - 30% DSA to be active every month less than 3 months from date of code activation - approval for empanelling received not to be included. However, DSA with Flat payout / Special payout LPO is to be included from first month.
Qualitative:
To follow the branch sales process, 100% updation of target branches of MOM in Cogent, Minimum 10 Customer interactions to be updated in Cogent.
Update the branch hierarchy (Branch Head, Cluster Head, Circle Head, Zonal Head) on RM activation on LG and LC.
Attend branch scrum meetings, review leads generated, share feed-back on the lead quality and overall LG LC ratio.
Conduct product trainings, update on rate revisions, product offers etc.
For DSA channel:
Ensure continuous channel engagement, training, update on product features and offers to improve lead generation and overall business.
Drive Insurance penetration on Insurance cases
Quantitative:
1.25% of disbursal target
Drive calling on all SUD cases for Insurance cross sell
Drive coordination with Insurance teams (HDFC Life and HDFC ERGO) for increasing penetration in Home Loan cases.
Ensure customer is briefed on the policy details to avoid mis-sell and miscommunication.
Ensure periodic training for the Sales Team is done by Insurance teams.
Drive CASA and CC Cross sell
Quantitative:
Annual CASA target of 216 units, Annual CC target of 120 units
For SM handling DSA channel Annual CASA target is
120 units.
Drive calling on all customers - External Customers for account opening and Internal customers for references for CASA and CC cross sell.
Continuous training of the Sales team on CASA and CC cross sell.
Branch targets -
Quantitative:
YTD branch tgt achievement
# Branches meeting targets as 80%
- To follow the branch sales process, 100% updation of target branches of MOM in Cogent, Minimum 10 Customer interactions to be updated in Cogent.
- Update the branch hierarchy (Branch Head, Cluster Head, Circle Head, Zonal Head) on RM / PB activation on LG and LC, YTD Branch target vs achievement
- Attend branch scrum meetings, review leads generated, share feed-back on the lead quality and overall LG LC ratio.
- Conduct product trainings, update on rate revisions, product offers etc.
- Engage with branches for activities in catchment areas, branch managed corporates
Drive HBL Productivity
Quantitative:
Minimum 1 fresh unit disbursal per executive per month (excluding 3 months vintage) - Benchmark 85%
- Continuous training for the sales team
- Conduct joint visits
- Review team size, hiring, training of Sales executives.
- Arrange for activities in branches, branch catchment area, branch managed corporates
Quantitative:
Annual Login targets - Minimum 648
Data entry to be done in HDFC Ltd systems, preparing CAM and scanning the documents. Coordinate with HDFC Ltd team for IT issues being faced if any while logging in a file.
Ensure calling on leads received from channels being handled, references received from existing customers.
Ensure calling on opportunity bases.
Wherever required, personally meet up with customers - especially HNW customers. Minimum 10 customers to be met personally and customer interaction to be updated in CRM next per month.
Initiate for activities for lead generation.
Arrange for training at channels on lead sourcing quality, give feed-back on leads generated so as to ensure quality of lead generation improves and overall LG to LC ratio improves
Achieve Disbursal targets on value and Nos
Quantitative:
Annual disbursal unit targets Minimum 324 Units
Disbursal target value is assigned basis grid on City Category and Grade.
Drive calling on all SUD cases.
Coordinate with HDFC Ltd Credit and Operations team for resolution on post sanction documentation.
For sensitive / HNW cases coordination with customer and HDFC Ltd as in case of HDFC Ltd, the customer is mandatorily required to visit HDFC Ltd office to complete the disbursal formalities.
Drive RM / PB, KCM-CSRM / DSA activation for higher volumes.
Quantitative:
SM mapped with 1 to15 RM - 40% activation target
SM mapped with >15 RM - 35% activation target
KCM-CSRM - KCM activation benchmark is 3 LCs; CSRM benchmark is 2 LC; 80% activation benchmark
COP - PB - 30% activation benchmark
DSA - 30% DSA to be active every month less than 3 months from date of code activation - approval for empanelling received not to be included. However, DSA with Flat payout / Special payout LPO is to be included from first month.
Qualitative:
To follow the branch sales process, 100% updation of target branches of MOM in Cogent, Minimum 10 Customer interactions to be updated in Cogent.
Update the branch hierarchy (Branch Head, Cluster Head, Circle Head, Zonal Head) on RM activation on LG and LC.
Attend branch scrum meetings, review leads generated, share feed-back on the lead quality and overall LG LC ratio.
Conduct product trainings, update on rate revisions, product offers etc.
For DSA channel:
Ensure continuous channel engagement, training, update on product features and offers to improve lead generation and overall business.
Drive Insurance penetration on Insurance cases
Quantitative:
1.25% of disbursal target
Drive calling on all SUD cases for Insurance cross sell
Drive coordination with Insurance teams (HDFC Life and HDFC ERGO) for increasing penetration in Home Loan cases.
Ensure customer is briefed on the policy details to avoid mis-sell and miscommunication.
Ensure periodic training for the Sales Team is done by Insurance teams.
Drive CASA and CC Cross sell
Quantitative:
Annual CASA target of 216 units, Annual CC target of 120 units
For SM handling DSA channel Annual CASA target is
120 units.
Drive calling on all customers - External Customers for account opening and Internal customers for references for CASA and CC cross sell.
Continuous training of the Sales team on CASA and CC cross sell.
Branch targets -
Quantitative:
YTD branch tgt achievement
# Branches meeting targets as 80%
- To follow the branch sales process, 100% updation of target branches of MOM in Cogent, Minimum 10 Customer interactions to be updated in Cogent.
- Update the branch hierarchy (Branch Head, Cluster Head, Circle Head, Zonal Head) on RM / PB activation on LG and LC, YTD Branch target vs achievement
- Attend branch scrum meetings, review leads generated, share feed-back on the lead quality and overall LG LC ratio.
- Conduct product trainings, update on rate revisions, product offers etc.
- Engage with branches for activities in catchment areas, branch managed corporates
Drive HBL Productivity
Quantitative:
Minimum 1 fresh unit disbursal per executive per month (excluding 3 months vintage) - Benchmark 85%
- Continuous training for the sales team
- Conduct joint visits
- Review team size, hiring, training of Sales executives.
- Arrange for activities in branches, branch catchment area, branch managed corporates
💡 Quick Summary
Seeking a career-building opportunity? The Sales Mgr|Home Loans position is now open for candidates interested in the Bank Jobs sector. This role in Ajmer offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
