Job Description
Discussion of observations with Seniors ACH / RCH/ National Credit Manager and Chief Credit Officer
Assessment of Credit Proposal / Case for his respective location / region
Presentation of key observations to Senior Management on periodic basis
Managing a team & drive the results/ goals set for self & Team.
Core Responsibilities
• Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
• Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
• Monitoring of delinquency, exceptions , portfolio movement.
• Maintaining data as required by the Senior Management
People Management or Self-Management Responsibilities
• Active participation in process re-engineering related to product / process
• Collaborate with business , OSD & Policy team for any change in the process/policy.
• Self-driven, goal oriented & dynamic in nature.
Risk and Internal Control Responsibilities
• Identify the gaps in the process & highlights to the Senior Management
• Suggestion for changes in Policy
SECTION IV: KEY INTERACTIONS
Key Internal Interactions
Purpose of Interaction
Business Team
To interact with RM / CBL /RBL on day to day basis while cases assessment, monitoring delinquency
Policy Team
For clarification / guidelines as and when required
Key External Interactions
Purpose of Interaction
Customers
As required by the policy while assessment of a case, have to interact with customer for information / concerns for decisioning of case
SECTION V: KNOWLEDGE & EXPERIENCE
KNOWLEDGE
Minimum Qualifications
• A CA/ MBA from a reputed institute
Professional Certifications
Language Skills
• Written and spoken English is essential
EXPERIENCE
Years of Experience
Minimum of 5 years of work experience in credit evaluation in a
Assessment of Credit Proposal / Case for his respective location / region
Presentation of key observations to Senior Management on periodic basis
Managing a team & drive the results/ goals set for self & Team.
Core Responsibilities
• Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
• Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
• Monitoring of delinquency, exceptions , portfolio movement.
• Maintaining data as required by the Senior Management
People Management or Self-Management Responsibilities
• Active participation in process re-engineering related to product / process
• Collaborate with business , OSD & Policy team for any change in the process/policy.
• Self-driven, goal oriented & dynamic in nature.
Risk and Internal Control Responsibilities
• Identify the gaps in the process & highlights to the Senior Management
• Suggestion for changes in Policy
SECTION IV: KEY INTERACTIONS
Key Internal Interactions
Purpose of Interaction
Business Team
To interact with RM / CBL /RBL on day to day basis while cases assessment, monitoring delinquency
Policy Team
For clarification / guidelines as and when required
Key External Interactions
Purpose of Interaction
Customers
As required by the policy while assessment of a case, have to interact with customer for information / concerns for decisioning of case
SECTION V: KNOWLEDGE & EXPERIENCE
KNOWLEDGE
Minimum Qualifications
• A CA/ MBA from a reputed institute
Professional Certifications
Language Skills
• Written and spoken English is essential
EXPERIENCE
Years of Experience
Minimum of 5 years of work experience in credit evaluation in a
💡 Quick Summary
Seeking a career-building opportunity? The Senior Credit Control Manager position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.