Job Description
Senior Credit Risk Manager
Opening for role of Senior Credit risk manager with a leading Home finance company
Location : Andheri East Mumbai
ROLE SUMMARY:
Spearhead the portfolio monitoring and provisioning for Expected Credit Loss (ECL). Shape provisioning models and credit policies in sync with defined strategies & evolving business ecosystem. Incorporate portfolio-monitoring design and collaborate with credit team in its implementation & last mile trainings.
ROLE EXPECTATIONSILLS:
Continuous portfolio monitoring activities and preparation of strategies for prudent credit management
- Analyze trends in regards to the risk across portfolios and accordingly take necessary steps
- Ensure absorption of the micro-segmentation policies on the ground through trainings
- Monitor high risk cases, high LTV cases and suggest changes in policy based on market practices
- Prepare dashboards on portfolio metrics on a periodic basis
- Prepare ECL frameworks & methodology for presentation to senior management
- Monitoring Credit Process measures like PDD collection etc. as per Business Process Management Systems Matrices to maintain efficiency in system
KEY REQUIREMENTS:
- Current experience in the portfolio monitoring in a corporate role
- Complete understanding of ECL (expected credit loss frameworks)
- Has worked in mortgage domain
- Excellent analytical skills with an ability to interpret trends
- Ability to work in an agile and dynamic environment in terms with alignment to the market practices
ROLE SPECIFICATIONS:
Years of Experience: 10+ years of overall experience
Opening for role of Senior Credit risk manager with a leading Home finance company
Location : Andheri East Mumbai
ROLE SUMMARY:
Spearhead the portfolio monitoring and provisioning for Expected Credit Loss (ECL). Shape provisioning models and credit policies in sync with defined strategies & evolving business ecosystem. Incorporate portfolio-monitoring design and collaborate with credit team in its implementation & last mile trainings.
ROLE EXPECTATIONSILLS:
Continuous portfolio monitoring activities and preparation of strategies for prudent credit management
- Analyze trends in regards to the risk across portfolios and accordingly take necessary steps
- Ensure absorption of the micro-segmentation policies on the ground through trainings
- Monitor high risk cases, high LTV cases and suggest changes in policy based on market practices
- Prepare dashboards on portfolio metrics on a periodic basis
- Prepare ECL frameworks & methodology for presentation to senior management
- Monitoring Credit Process measures like PDD collection etc. as per Business Process Management Systems Matrices to maintain efficiency in system
KEY REQUIREMENTS:
- Current experience in the portfolio monitoring in a corporate role
- Complete understanding of ECL (expected credit loss frameworks)
- Has worked in mortgage domain
- Excellent analytical skills with an ability to interpret trends
- Ability to work in an agile and dynamic environment in terms with alignment to the market practices
ROLE SPECIFICATIONS:
Years of Experience: 10+ years of overall experience
💡 Quick Summary
Seeking a career-building opportunity? The Senior Manager | Credit Risk |10|15 yrs position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
