Job Description
The Role Responsibilities
Job Role
The primary responsibility of this role is delivery of CCIB credit risk reporting and MI, working directly with and supporting the CCIB credit risk team.
The risk reports are used by risk managers, committees and senior management, and regulators. The role will suit candidates with wholesale credit experience, an ability to interact with a vast array of stakeholders effectively and excellent communication skills (written and verbal), including report writing.
The role suits someone who is detail oriented, with curiosity for insights and confidence to challenge. The role holder will be able to develop a broad view of the risks and issues and develop vital soft skills, while seeking opportunities for adoption of best practice, innovation and individual growth.
Strategy
• To understand reporting requirements from Credit Risk Officers and translate them into effective and efficient risk reports
• To improve efficiency in BAU activities, through automation or collaboration with other risk reporting teams and across borders
• Support projects and initiatives by building compelling use cases and requirements for change
Business
• To deliver quality reports in a timely manner with analytical insights for both internal and external stakeholders
• Provide subject matter expertise and address ad-hoc reporting requirements
• Continuously work towards improving risk data quality with infrastructure and other risk teams
• Work with project, change, technology, credit risk and monitoring teams on changes impacting our reporting and credit risk systems framework. User testing for project releases / migration projects / BAU enhancements. Establishing material impact of the systemic issues, following through on closure.
• Build stronger relationship with all stakeholders
Processes
• Support or drive opportunities to improve efficiency.
• Help to ensure that regulatory requirements, Group and Business policies are effectively embedded.
• Help to standardise, simplify, consolidate related processes; retire obsolete, legacy streams and perform horizon scanning on upcoming trends to integrate with ways of working.
Risk Management
• To continuously work towards improving the control environment in credit risk reporting.
• Ensure completeness, accuracy and timeliness in all Regulatory Reporting.
• Escalate or engage appropriate stakeholders to ensure timely remedial actions and escalation of situations that pose significant risk.
Governance
• Understand the credit risk policy and standards, risk reporting and data quality management standards, and application of the operational risk policy and standards across team activities.
• Ensure the end to end reporting process has no loopholes. Identify gaps and find ways to address.
• Participate in internal and external audits, as directed.
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
Internal
• Group Risk Framework Owners
• Group Risk Teams
• Country Risk Teams
• Enterprise Risk Management
• Risk Infrastructure and Change Management
• Technology
• Data Governance
• Group Internal Audit
External
• Bank of England and Prudential Regulation Authority
• Other regulators, as directed
• External Auditors
• Ratings agencies
Other Responsibilities
• Embed Here for good and Group's brand and values in the Risk Reporting and MI team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Our Ideal Candidate
• Signature Strength - Strong CCIB product knowledge and understanding of risk management with familiarity of PRA issued regulations. CFA or FRM desirable.
• Analytical mindset - Able to detect outliers by observing movements and trends in data. Be able to investigate issues and identify the drivers.
• Hands-on Tooling - Programming skills in Python, VBA, API, Microsoft (Access, Powerpoint), Visualisation Tools (Tableau, PowerBI), Workflow Automation Tools (RPA, Sharepoint Designer), Devops (JIRA, Git, Genkins, CICD), knowledge of AI / ML will be an added advantage.
Soft Skills
• Works well individually as well as part of a team, especially across borders.
• Inquisitive, with attention to detail. Proactive attitude towards work.
• Demonstrates understanding of and commitment to the Group's core values.
• Able to meet tight deadlines with minimal direction.
• Problem solving ability.
Role Specific Technical Competencies
C & I Credit Risk
• Effective Management of Credit Risk related to corporate, commercial and institutional clients.
Data Gathering and Reporting
• Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.
Information Management
• Knowledge of an organization's existing and planned Information Architecture and Information Management (IM) methodology; ability to collect and manage information from different sources, and distribute this information to enhance operational efficiency.
Effective Communications
• Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
Business Partnering
• Builds effective working relationships with leaders, understanding their business drivers and individual needs to create significant business value.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
Job Role
The primary responsibility of this role is delivery of CCIB credit risk reporting and MI, working directly with and supporting the CCIB credit risk team.
The risk reports are used by risk managers, committees and senior management, and regulators. The role will suit candidates with wholesale credit experience, an ability to interact with a vast array of stakeholders effectively and excellent communication skills (written and verbal), including report writing.
The role suits someone who is detail oriented, with curiosity for insights and confidence to challenge. The role holder will be able to develop a broad view of the risks and issues and develop vital soft skills, while seeking opportunities for adoption of best practice, innovation and individual growth.
Strategy
• To understand reporting requirements from Credit Risk Officers and translate them into effective and efficient risk reports
• To improve efficiency in BAU activities, through automation or collaboration with other risk reporting teams and across borders
• Support projects and initiatives by building compelling use cases and requirements for change
Business
• To deliver quality reports in a timely manner with analytical insights for both internal and external stakeholders
• Provide subject matter expertise and address ad-hoc reporting requirements
• Continuously work towards improving risk data quality with infrastructure and other risk teams
• Work with project, change, technology, credit risk and monitoring teams on changes impacting our reporting and credit risk systems framework. User testing for project releases / migration projects / BAU enhancements. Establishing material impact of the systemic issues, following through on closure.
• Build stronger relationship with all stakeholders
Processes
• Support or drive opportunities to improve efficiency.
• Help to ensure that regulatory requirements, Group and Business policies are effectively embedded.
• Help to standardise, simplify, consolidate related processes; retire obsolete, legacy streams and perform horizon scanning on upcoming trends to integrate with ways of working.
Risk Management
• To continuously work towards improving the control environment in credit risk reporting.
• Ensure completeness, accuracy and timeliness in all Regulatory Reporting.
• Escalate or engage appropriate stakeholders to ensure timely remedial actions and escalation of situations that pose significant risk.
Governance
• Understand the credit risk policy and standards, risk reporting and data quality management standards, and application of the operational risk policy and standards across team activities.
• Ensure the end to end reporting process has no loopholes. Identify gaps and find ways to address.
• Participate in internal and external audits, as directed.
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
Internal
• Group Risk Framework Owners
• Group Risk Teams
• Country Risk Teams
• Enterprise Risk Management
• Risk Infrastructure and Change Management
• Technology
• Data Governance
• Group Internal Audit
External
• Bank of England and Prudential Regulation Authority
• Other regulators, as directed
• External Auditors
• Ratings agencies
Other Responsibilities
• Embed Here for good and Group's brand and values in the Risk Reporting and MI team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Our Ideal Candidate
• Signature Strength - Strong CCIB product knowledge and understanding of risk management with familiarity of PRA issued regulations. CFA or FRM desirable.
• Analytical mindset - Able to detect outliers by observing movements and trends in data. Be able to investigate issues and identify the drivers.
• Hands-on Tooling - Programming skills in Python, VBA, API, Microsoft (Access, Powerpoint), Visualisation Tools (Tableau, PowerBI), Workflow Automation Tools (RPA, Sharepoint Designer), Devops (JIRA, Git, Genkins, CICD), knowledge of AI / ML will be an added advantage.
Soft Skills
• Works well individually as well as part of a team, especially across borders.
• Inquisitive, with attention to detail. Proactive attitude towards work.
• Demonstrates understanding of and commitment to the Group's core values.
• Able to meet tight deadlines with minimal direction.
• Problem solving ability.
Role Specific Technical Competencies
C & I Credit Risk
• Effective Management of Credit Risk related to corporate, commercial and institutional clients.
Data Gathering and Reporting
• Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.
Information Management
• Knowledge of an organization's existing and planned Information Architecture and Information Management (IM) methodology; ability to collect and manage information from different sources, and distribute this information to enhance operational efficiency.
Effective Communications
• Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
Business Partnering
• Builds effective working relationships with leaders, understanding their business drivers and individual needs to create significant business value.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website
💡 Quick Summary
Seeking a career-building opportunity? The Senior Manager| GBS WCCRR position is now open for candidates interested in the Bank Jobs sector. This role in Chennai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
