Job Description
Confidential
Risk Lead | Personal Loan |amp| Cross Sells | Bank
Confidential • Mumbai, Maharashtra • via CallCenterJob.co.in
21 hours ago
Full–time
No Degree Mentioned
Apply on CallCenterJob.co.in
Job description
Looking for one of the banking client for the Mumbai location. He/She should have strong retail risk management experience. He/She should have good experience in data crunching, data plotting, data presentation. If worked on SAS/SQL/Python/R would be an added advantage. 1. This role requires to process, implement, and develop risk strategies for personal loan & cross sell business. 2. The role hol...
Show full description
Report this listing
Y
Yes Bank
Senior Manager/AVP
Yes Bank • Navi Mumbai, Maharashtra • via BeBee
15 hours ago
Full–time
Apply on BeBee
Apply on Jobs Trabajo.org
Apply on Jobrapido.com
Job description
Job Description - Risk Rating Unit
Role: Team Member - Risk Rating & Compliance
Objective: Centralized unit independently validating the ratings for corporate, SME, business banking, NBFC, MFIs, brokers, bank clients across the bank.
Reporting Authority: Head - Risk Rating Unit
Education: CA/ MBA/ CFA or equivalent from reputed institute
Key Responsibilities:
- Internal rating validation for corporate, SME, business banking, NBFC, MFI, broker, bank clients across the bank.
Risk Validation Activities:
- Detailed review and understanding of credit (industry, business, financials, management), credit ratings
- Preparation of rating rationale along with rationale for any changes in risk scores
- Review deviations to the credit policy of the Bank
- Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/portfolio risk/industry prospects etc
- Approve judgmental rating action proposed as per delegation matrix
- Decision making along with the stakeholders (Credit/Business)
Interactions and Resolutions:
- Effective interaction with business/credit groups across Large Corporates/Emerging Local Corporates/NBFC/Brokers/MFI/Projects/Small, Micro Enterprises/Business Banking
- Effective resolution of internal audit/external audit/RBI queries
- Periodic review and updation of industry risk scores including addition of new industries as deemed appropriate.
Industry Tracking and Benchmarking:
- Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers,
- Benchmarking of companies within sectors
Leadership and Talent Development:
- Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.
- Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
- Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization
Skill Sets:
- Strong understanding of finance and accounting concepts
- Ability to identify key characteristics and drivers of diverse sectors/businesses
- Knowledge of risk assessment and control
- Good negotiation skills
- Sharp communication and presentation skills
- Team player, handling resources
- Fosters a culture of quality focus in the organization by establishing systems/processes and encouraging, rewarding the right behavior
- Fosters a culture of continuous process improvement and makes balanced investments in the right resources (technology/people) for enhancing efficiency and productivity
Risk Lead | Personal Loan |amp| Cross Sells | Bank
Confidential • Mumbai, Maharashtra • via CallCenterJob.co.in
21 hours ago
Full–time
No Degree Mentioned
Apply on CallCenterJob.co.in
Job description
Looking for one of the banking client for the Mumbai location. He/She should have strong retail risk management experience. He/She should have good experience in data crunching, data plotting, data presentation. If worked on SAS/SQL/Python/R would be an added advantage. 1. This role requires to process, implement, and develop risk strategies for personal loan & cross sell business. 2. The role hol...
Show full description
Report this listing
Y
Yes Bank
Senior Manager/AVP
Yes Bank • Navi Mumbai, Maharashtra • via BeBee
15 hours ago
Full–time
Apply on BeBee
Apply on Jobs Trabajo.org
Apply on Jobrapido.com
Job description
Job Description - Risk Rating Unit
Role: Team Member - Risk Rating & Compliance
Objective: Centralized unit independently validating the ratings for corporate, SME, business banking, NBFC, MFIs, brokers, bank clients across the bank.
Reporting Authority: Head - Risk Rating Unit
Education: CA/ MBA/ CFA or equivalent from reputed institute
Key Responsibilities:
- Internal rating validation for corporate, SME, business banking, NBFC, MFI, broker, bank clients across the bank.
Risk Validation Activities:
- Detailed review and understanding of credit (industry, business, financials, management), credit ratings
- Preparation of rating rationale along with rationale for any changes in risk scores
- Review deviations to the credit policy of the Bank
- Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/portfolio risk/industry prospects etc
- Approve judgmental rating action proposed as per delegation matrix
- Decision making along with the stakeholders (Credit/Business)
Interactions and Resolutions:
- Effective interaction with business/credit groups across Large Corporates/Emerging Local Corporates/NBFC/Brokers/MFI/Projects/Small, Micro Enterprises/Business Banking
- Effective resolution of internal audit/external audit/RBI queries
- Periodic review and updation of industry risk scores including addition of new industries as deemed appropriate.
Industry Tracking and Benchmarking:
- Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers,
- Benchmarking of companies within sectors
Leadership and Talent Development:
- Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division.
- Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals.
- Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization
Skill Sets:
- Strong understanding of finance and accounting concepts
- Ability to identify key characteristics and drivers of diverse sectors/businesses
- Knowledge of risk assessment and control
- Good negotiation skills
- Sharp communication and presentation skills
- Team player, handling resources
- Fosters a culture of quality focus in the organization by establishing systems/processes and encouraging, rewarding the right behavior
- Fosters a culture of continuous process improvement and makes balanced investments in the right resources (technology/people) for enhancing efficiency and productivity
💡 Quick Summary
Seeking a career-building opportunity? The Senior Manager/AVP position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.