Job Description
Role Responsibilities
• The job holder is primarily responsible for Balance Sheet Management and Liquidity related aspects of the Bank which includes supporting the ALCO with adequate MIS
Strategy
• This role will be responsible for providing critical qualitative and quantitative inputs for balance sheet management from a liquidity perspective
Business
• Awareness and understanding of the wider business, economic and market environment in which SCB India operates
• Be aware of regulatory guidelines related to Capital/Liquidity Management including periodical updates.
• Support preparation of MIS packs for Governance meetings (ALCO/LMF)
• Support capital and liquidity optimization initiatives.
• Support automation initiatives on liquidity reporting front.
• Support ALCO/Group initiatives on structural liquidity monitoring, Recovery and Resolution Planning (RRP), Country Liquidity Crisis Management Plan etc. as part of larger Treasury team
• Coordination with all the relevant units/stakeholders for seeking data within a reasonable time frame.
• To implement appropriate internal controls and operating risk management/monitoring processes and procedures within the unit for ensuring integrity of liquidity related reporting and compliance with related Group and local policies/standards.
• To maintain external relationships with the local regulator(RBI) as well as peers in the industry and industry bodies in relation to capital and liquidity related matters.
• Involvement in Governance activities like maintenance of policies ( ALCO ToR, RRP), procedures, process notes, DOIs, checklists, maintaining adequate audit trail, cross references to regulatory notifications, seeking periodical governance approvals, maintaining adequate maker/checker controls
Processes
• The job contributes significantly to Developing Balance Sheet Management and liquidity related reporting systems and procedures (both manual and automated) Developing and implementing related control procedures Ensuring the adequacy, reliability and integrity of the reporting processes, systems and records. Developing and implementing MIS which supports decision making Co ordinating the messaging around BSM and Capital & Liquidity for relevant audience (in country management / group finance / business) Management of operations risk where applicable for areas under control.
People and Talent
• The jobholder needs to assist the team head to: - Coordinate with support teams in GFS and provide necessary guidance / coaching. Provide guidance and support and work closely with peer teammates
Governance
• Awareness and understanding of the regulatory framework in which the Group/Country operates, and the regulatory requirements and expectations relevant to the role
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
• GFS team members
• Internal stakhodlers include Treasury Markets, CEO, CFO and Business Heads
• Members of relevant committees ALCO, Risk Committees
• Country Management Team
• External stakeholders include country regulators and auditors.
Our Ideal Candidate
• Professional qualification in accounting, finance or risk management,
• Good knowledge of balance sheet management and liquidity, market, operational risk management concepts.
• Excellent analytical skills and sound judgement in a rapidly changing and often stressful environment.
• Good business acumen and multicultural sensitivity.
• Self-starter and quick learner can demonstrate high level of team spirit.
• Able to work in temporarily stressful environment and committed for delivery.
• Must have an in-depth knowledge of:
• Understanding of bank's balance sheet
Role Specific Competencies
• Updated on RBI Circulars
• Banking Products
• MS Office (Excel, Word, PPT)
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential
• The job holder is primarily responsible for Balance Sheet Management and Liquidity related aspects of the Bank which includes supporting the ALCO with adequate MIS
Strategy
• This role will be responsible for providing critical qualitative and quantitative inputs for balance sheet management from a liquidity perspective
Business
• Awareness and understanding of the wider business, economic and market environment in which SCB India operates
• Be aware of regulatory guidelines related to Capital/Liquidity Management including periodical updates.
• Support preparation of MIS packs for Governance meetings (ALCO/LMF)
• Support capital and liquidity optimization initiatives.
• Support automation initiatives on liquidity reporting front.
• Support ALCO/Group initiatives on structural liquidity monitoring, Recovery and Resolution Planning (RRP), Country Liquidity Crisis Management Plan etc. as part of larger Treasury team
• Coordination with all the relevant units/stakeholders for seeking data within a reasonable time frame.
• To implement appropriate internal controls and operating risk management/monitoring processes and procedures within the unit for ensuring integrity of liquidity related reporting and compliance with related Group and local policies/standards.
• To maintain external relationships with the local regulator(RBI) as well as peers in the industry and industry bodies in relation to capital and liquidity related matters.
• Involvement in Governance activities like maintenance of policies ( ALCO ToR, RRP), procedures, process notes, DOIs, checklists, maintaining adequate audit trail, cross references to regulatory notifications, seeking periodical governance approvals, maintaining adequate maker/checker controls
Processes
• The job contributes significantly to Developing Balance Sheet Management and liquidity related reporting systems and procedures (both manual and automated) Developing and implementing related control procedures Ensuring the adequacy, reliability and integrity of the reporting processes, systems and records. Developing and implementing MIS which supports decision making Co ordinating the messaging around BSM and Capital & Liquidity for relevant audience (in country management / group finance / business) Management of operations risk where applicable for areas under control.
People and Talent
• The jobholder needs to assist the team head to: - Coordinate with support teams in GFS and provide necessary guidance / coaching. Provide guidance and support and work closely with peer teammates
Governance
• Awareness and understanding of the regulatory framework in which the Group/Country operates, and the regulatory requirements and expectations relevant to the role
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
• GFS team members
• Internal stakhodlers include Treasury Markets, CEO, CFO and Business Heads
• Members of relevant committees ALCO, Risk Committees
• Country Management Team
• External stakeholders include country regulators and auditors.
Our Ideal Candidate
• Professional qualification in accounting, finance or risk management,
• Good knowledge of balance sheet management and liquidity, market, operational risk management concepts.
• Excellent analytical skills and sound judgement in a rapidly changing and often stressful environment.
• Good business acumen and multicultural sensitivity.
• Self-starter and quick learner can demonstrate high level of team spirit.
• Able to work in temporarily stressful environment and committed for delivery.
• Must have an in-depth knowledge of:
• Understanding of bank's balance sheet
Role Specific Competencies
• Updated on RBI Circulars
• Banking Products
• MS Office (Excel, Word, PPT)
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential
💡 Quick Summary
Seeking a career-building opportunity? The Senior Manager|Balance Sheet Management position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
