Job Description
10 - 12 years
Bachelor of Technology (B.Tech./ BE)
Posidex
22 ~ 32 LPA
Job Description Form
Basic Information
Role/Job Title
Senior Analyst - Risk Technology
Place of work
Mumbai
Geographic Coverage
Pan India
Business
Risk
Function/ Department
Risk Policy
Organizational Relationships
Supervisor Title & Grade
Lead - Risk Technology
Scope & Size
Direct Reports
TBD
In Direct Reports
Stake Holder Network
Internal Stakeholders
Business, Operations, IT, Credit, Risk, HR, Project Management Team
External Stakeholders
Posidex, Other vendors
Peers within functions
Risk Managers and Risk Analyst
Peers in other functions
Product Risk Managers, Lending Product Managers, Product Credit Managers
Nature of contribution
Direct
Scope of contribution
Portfolio Risk Project Management, Risk Infrastructure
Job Purpose
(Describe the contribution of the Job to the Organization & Functional unit in max 2 or 4 lines)
The role entails leading Posidex Projects and Projects within the Risk vertical and Infrastructure activities within the Risk Technology, at the enterprise level. It will be responsible for designing/redesigning strategies related to effective and efficient implementation of risk strategies across the lending systems and also take care of the implementation and maintenance of dedupe engine POSIDEX for the entire bank and also implementation and maintenance of Other Application as applicable within the Risk/Lending Ecosystem. It includes building up systems, process and culture amenable to the scale and consistency of delivery. The role will closely collaborate with the Business/Product teams and teams of Credit, Risk, IT and project management. The role is responsible for all regulatory reporting and compliances with regards to its function.
Roles & Responsibilities
Key / Primary Responsibilities of the Role - List the primary deliverables
'- Conceptualize and implement enterprise wise projects related to the deduplication and Lending systems.
Manage the entire project life cycle, from concept to implementation for the vertical. Project review meeting and tracking progress and take necessary actions and timely escalations as needed
Working and planning various interfaces/integration requirements in the enhancements/projects. UAT Planning and Management
Finalizing the architecture if need be in-line with enhancements within existing set-up with respect to various application integration point of view.
Ensure design and delivery of Projects and improvements continuously through guiding and leading team of analysts and testers.
Regular interaction with the stakeholders to understand and manage their requirements.
Drive improvements in processes and applications to implement operational strategies aligning with the organization’s objective.
Regular review meetings with the senior Management on the progress.
Guide Larger Cross functional teams for any functional/technical Inputs, Performance Improvement initiatives, Process streamlining Initiatives.
Management and adherence to the internal and external audit requirements.
Secondary Responsibilities - List the deliverables other than primary, but essential for the role
Facilitate the establishment of a seamless risk management infrastructure and strategy across the entire lending framework of the bank
Lead continuous improvement of risk systems, processes and practices taking into account international best practices, evolving regulatory/international standards and the business environment
Prepare and ensure adherence to the risk technology budget
Define an optimum organisation structure for the risk technoloigy function so that resources are optimally utilised and communication can take place in an efficient manner
Managerial & Leadership Responsibilities - (if applicable)
Mentor and coach junior team members/Peers to percolate ethos of customer centricity, innovation, compliance and integrity
Create environments for constant innovation and sharing of ideas bottom up to serve the customer’s needs holistically
Key Success Metrics
Project Delivery Timelines/ Time to Market for changes/ Data sync and accuracy
Job Requirements - Academics
Qualifications
Title
Stream/ Specialization (tick mark)
Type of University / Institute) (Premier/ Tier1, II, III, Others)
Part Time / Full Time
Additional Information
Graduate
Any
Post Graduate
Engineering (state specialization)
IT Specialization
Professional Degrees (CA/CFA/ICWA)
Others, if any
Mandatory Technical Qualifications / Certifications
Title
Stream/ Specialisation
Type of Institutes
Preferable Technical Qualifications / Certifications
Title
Stream/ Specialisation
Type of Institutes
Job Requirements - Experience
Experience
Minimum Number of Years
8+ years years of Expertise in Lending Domain
Good understanding of retail Lending Systems (LOS/LMS) and related technologies
Strong functional expertise of customer onboarding process, de-duplication process, data mapping and data analysis techniques required.
Strong Project Management Skills.
Capable of managing projects/tasks assigned and engage with stakeholders (business teams, IT teams and vendor teams) on the closure of the enhancements/issues and ensure that changes go live within timelines.
Vendor management and excellent verbal and communication skills
Excellent hands on experience with SQl/APIs/XMLs/JSON structures
Resolve production queries, Plan and execute functional testing to ensure zero defect rollouts and develop use cases
Integration, maintenance, Bug fixes if any within the deadlines & Respond to audit query
Previous experience in customer integration or deduplication, data mart functional testing will be a plus.
Industry
BFSI
Functional Area
Risk Technology/ Technology
Level / Capacity
CM/AVP
Job Requirements
PROFICIENCY LEVELS
Technical / Functional Skills
(State the mandatory technical skills)
Mandatory Technical Qualifications / Certifications
Name Skill
High
Medium
Low
Understanding/experience of Lending Technologies
Understanding of Risk Management
Understanding/experience of Decision Rule Engines/ Risk Technologies
Behavioural and Soft Skills
Name Skill
High
Medium
Low
Communication & Interpersonal skills
Drive, Energy & Action Oriented
Innovative Thinking
Organization Commitment (hard working)
Influencing & Decision making Skills
Collaboration & Goodwill
Flexibility & Adaptability
Customer Focus/Orientation
Please state if the job holder needs to demonstrate any specific skill
Role Profile
Recommended Grade Range
Recommended Compensation Range
Comparative Roles in the Market / Industry
Age Limit
JOB DESCRIPTION PROPOSED BY :
JOB DESCRIPTION APPROVED BY :
ROLE HOLDER
Bachelor of Technology (B.Tech./ BE)
Posidex
22 ~ 32 LPA
Job Description Form
Basic Information
Role/Job Title
Senior Analyst - Risk Technology
Place of work
Mumbai
Geographic Coverage
Pan India
Business
Risk
Function/ Department
Risk Policy
Organizational Relationships
Supervisor Title & Grade
Lead - Risk Technology
Scope & Size
Direct Reports
TBD
In Direct Reports
Stake Holder Network
Internal Stakeholders
Business, Operations, IT, Credit, Risk, HR, Project Management Team
External Stakeholders
Posidex, Other vendors
Peers within functions
Risk Managers and Risk Analyst
Peers in other functions
Product Risk Managers, Lending Product Managers, Product Credit Managers
Nature of contribution
Direct
Scope of contribution
Portfolio Risk Project Management, Risk Infrastructure
Job Purpose
(Describe the contribution of the Job to the Organization & Functional unit in max 2 or 4 lines)
The role entails leading Posidex Projects and Projects within the Risk vertical and Infrastructure activities within the Risk Technology, at the enterprise level. It will be responsible for designing/redesigning strategies related to effective and efficient implementation of risk strategies across the lending systems and also take care of the implementation and maintenance of dedupe engine POSIDEX for the entire bank and also implementation and maintenance of Other Application as applicable within the Risk/Lending Ecosystem. It includes building up systems, process and culture amenable to the scale and consistency of delivery. The role will closely collaborate with the Business/Product teams and teams of Credit, Risk, IT and project management. The role is responsible for all regulatory reporting and compliances with regards to its function.
Roles & Responsibilities
Key / Primary Responsibilities of the Role - List the primary deliverables
'- Conceptualize and implement enterprise wise projects related to the deduplication and Lending systems.
Manage the entire project life cycle, from concept to implementation for the vertical. Project review meeting and tracking progress and take necessary actions and timely escalations as needed
Working and planning various interfaces/integration requirements in the enhancements/projects. UAT Planning and Management
Finalizing the architecture if need be in-line with enhancements within existing set-up with respect to various application integration point of view.
Ensure design and delivery of Projects and improvements continuously through guiding and leading team of analysts and testers.
Regular interaction with the stakeholders to understand and manage their requirements.
Drive improvements in processes and applications to implement operational strategies aligning with the organization’s objective.
Regular review meetings with the senior Management on the progress.
Guide Larger Cross functional teams for any functional/technical Inputs, Performance Improvement initiatives, Process streamlining Initiatives.
Management and adherence to the internal and external audit requirements.
Secondary Responsibilities - List the deliverables other than primary, but essential for the role
Facilitate the establishment of a seamless risk management infrastructure and strategy across the entire lending framework of the bank
Lead continuous improvement of risk systems, processes and practices taking into account international best practices, evolving regulatory/international standards and the business environment
Prepare and ensure adherence to the risk technology budget
Define an optimum organisation structure for the risk technoloigy function so that resources are optimally utilised and communication can take place in an efficient manner
Managerial & Leadership Responsibilities - (if applicable)
Mentor and coach junior team members/Peers to percolate ethos of customer centricity, innovation, compliance and integrity
Create environments for constant innovation and sharing of ideas bottom up to serve the customer’s needs holistically
Key Success Metrics
Project Delivery Timelines/ Time to Market for changes/ Data sync and accuracy
Job Requirements - Academics
Qualifications
Title
Stream/ Specialization (tick mark)
Type of University / Institute) (Premier/ Tier1, II, III, Others)
Part Time / Full Time
Additional Information
Graduate
Any
Post Graduate
Engineering (state specialization)
IT Specialization
Professional Degrees (CA/CFA/ICWA)
Others, if any
Mandatory Technical Qualifications / Certifications
Title
Stream/ Specialisation
Type of Institutes
Preferable Technical Qualifications / Certifications
Title
Stream/ Specialisation
Type of Institutes
Job Requirements - Experience
Experience
Minimum Number of Years
8+ years years of Expertise in Lending Domain
Good understanding of retail Lending Systems (LOS/LMS) and related technologies
Strong functional expertise of customer onboarding process, de-duplication process, data mapping and data analysis techniques required.
Strong Project Management Skills.
Capable of managing projects/tasks assigned and engage with stakeholders (business teams, IT teams and vendor teams) on the closure of the enhancements/issues and ensure that changes go live within timelines.
Vendor management and excellent verbal and communication skills
Excellent hands on experience with SQl/APIs/XMLs/JSON structures
Resolve production queries, Plan and execute functional testing to ensure zero defect rollouts and develop use cases
Integration, maintenance, Bug fixes if any within the deadlines & Respond to audit query
Previous experience in customer integration or deduplication, data mart functional testing will be a plus.
Industry
BFSI
Functional Area
Risk Technology/ Technology
Level / Capacity
CM/AVP
Job Requirements
PROFICIENCY LEVELS
Technical / Functional Skills
(State the mandatory technical skills)
Mandatory Technical Qualifications / Certifications
Name Skill
High
Medium
Low
Understanding/experience of Lending Technologies
Understanding of Risk Management
Understanding/experience of Decision Rule Engines/ Risk Technologies
Behavioural and Soft Skills
Name Skill
High
Medium
Low
Communication & Interpersonal skills
Drive, Energy & Action Oriented
Innovative Thinking
Organization Commitment (hard working)
Influencing & Decision making Skills
Collaboration & Goodwill
Flexibility & Adaptability
Customer Focus/Orientation
Please state if the job holder needs to demonstrate any specific skill
Role Profile
Recommended Grade Range
Recommended Compensation Range
Comparative Roles in the Market / Industry
Age Limit
JOB DESCRIPTION PROPOSED BY :
JOB DESCRIPTION APPROVED BY :
ROLE HOLDER
💡 Quick Summary
Seeking a career-building opportunity? The Senior Risk Analyst |Posidex position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.