Job Description
Group Company: HDFC Bank Limited
Designation: SL Initiative-Credit Officer (230_617_100145)
Office Location: JAMKHAMBHALIA Khambhalia (Branch)
Position description:
Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.
Primary Responsibilities:
• Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
• Update BET details / findings in BET tool, this also includes;
• Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
• Physical File Verification with system / Mobile APP - Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
• Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
Additional Responsibilities:
• Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
• Cross Verification of certain track from different MFIs on case to case basis.
• Accompanying Credit Manager for post disbursement visits, if required
• Advance planning with business team on groups to be visited per week.
• Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
• customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
• Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.
Reporting Team
• Reporting Designation:
• Reporting Department:
Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree
• Field specialization:
• Degree:
• Academic score: Pass
• Institution tier:
Required Certification/s:
Required Training/s:
Required work experience
• Industry: BFSI/Insurance
• Role: Fresher/Sales
• Years of experience: 0 to 1
Key Performance Indicators:
Required Competencies:
Required Knowledge:
Required Skills:
1. Honesty & integrity
2. Hard & smart working
3. Go getter attitude
4. Ability to convince & influence
5. Good observation skills
6. Communication & inter-personal skills
Required abilities
• Physical:
• Other:
Work Environment Details:
Specific requirements
• Travel:
• Vehicle:
• Work Permit:
Other details
• Pay Rate:
• Contract Types: PERMANENT
• Time Constraints:
• Compliance Related:
• Union Affiliation
Designation: SL Initiative-Credit Officer (230_617_100145)
Office Location: JAMKHAMBHALIA Khambhalia (Branch)
Position description:
Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.
Primary Responsibilities:
• Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
• Update BET details / findings in BET tool, this also includes;
• Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
• Physical File Verification with system / Mobile APP - Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
• Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
Additional Responsibilities:
• Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
• Cross Verification of certain track from different MFIs on case to case basis.
• Accompanying Credit Manager for post disbursement visits, if required
• Advance planning with business team on groups to be visited per week.
• Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
• customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
• Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.
Reporting Team
• Reporting Designation:
• Reporting Department:
Educational qualifications preferred
• Category: Bachelor's Degree, Master's Degree
• Field specialization:
• Degree:
• Academic score: Pass
• Institution tier:
Required Certification/s:
Required Training/s:
Required work experience
• Industry: BFSI/Insurance
• Role: Fresher/Sales
• Years of experience: 0 to 1
Key Performance Indicators:
Required Competencies:
Required Knowledge:
Required Skills:
1. Honesty & integrity
2. Hard & smart working
3. Go getter attitude
4. Ability to convince & influence
5. Good observation skills
6. Communication & inter-personal skills
Required abilities
• Physical:
• Other:
Work Environment Details:
Specific requirements
• Travel:
• Vehicle:
• Work Permit:
Other details
• Pay Rate:
• Contract Types: PERMANENT
• Time Constraints:
• Compliance Related:
• Union Affiliation
💡 Quick Summary
Seeking a career-building opportunity? The SL Initiative|Credit Officer | Khambhalia position is now open for candidates interested in the Bank Jobs sector. This role in Khambhalia offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
