Job Description
Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly. To learn more about our relationship to our parent company, visit our website.
The anticipated salary range for this role is between $+7,000.00 and $156,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees.
Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2026, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life.
Summary
The Software Engineer, Credit and Fraud risk technology is responsible for building and maintaining risk decision systems that scale across products with a unified approach to rule/business logic management.
Part of the Credit & Fraud risk technology group, this individual will contribute to the design and delivery of robust, scalable microservices in support of digital bank’s mission-critical decisioning infrastructure.
Principal Duties And Responsibilities
• Design, develop, and maintain robust and scalable software applications using Java/Kotlin, Spring Boot, MongoDB, and related technologies.
• Collaborate with cross-functional teams to understand business requirements and translate them into technical solutions.
• Integrate CI/CD pipelines and automate the build, test, and deployment processes.
• Ensure code quality through code reviews, testing, and continuous integration.
• Troubleshoot and debug production issues and provide timely resolutions.
Position Requirements
• BS degree with 3+ years working in coding, testing and monitoring. Master’s degree is preferred.
• Proven experience as a Java/Kotlin Developer or Software Engineer, with a focus on building enterprise-level applications.
• Strong proficiency in Java/Kotlin, Spring Boot, MongoDB, and related frameworks and libraries.
• Experience with cloud platforms such as AWS, Azure, or Google Cloud, including deployment and scalability considerations.
• Solid understanding of CI/CD principles and experience with tools like Jenkins, GitLab CI/CD, or similar.
• Familiarity with containerization technologies like Docker and container orchestration frameworks like Kubernetes.
• Knowledge of Agile development methodologies and experience working in Agile teams.
• Excellent problem-solving and analytical skills.
• Strong communication and collaboration abilities.
• Knowledge of observability platforms such as Splunk, Datadog, etc.
EOE STATEMENT
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
CCPA DISCLOSURE
Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-+812 to request the information in this Notice in an alternative format.
The anticipated salary range for this role is between $+7,000.00 and $156,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees.
Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2026, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life.
Summary
The Software Engineer, Credit and Fraud risk technology is responsible for building and maintaining risk decision systems that scale across products with a unified approach to rule/business logic management.
Part of the Credit & Fraud risk technology group, this individual will contribute to the design and delivery of robust, scalable microservices in support of digital bank’s mission-critical decisioning infrastructure.
Principal Duties And Responsibilities
• Design, develop, and maintain robust and scalable software applications using Java/Kotlin, Spring Boot, MongoDB, and related technologies.
• Collaborate with cross-functional teams to understand business requirements and translate them into technical solutions.
• Integrate CI/CD pipelines and automate the build, test, and deployment processes.
• Ensure code quality through code reviews, testing, and continuous integration.
• Troubleshoot and debug production issues and provide timely resolutions.
Position Requirements
• BS degree with 3+ years working in coding, testing and monitoring. Master’s degree is preferred.
• Proven experience as a Java/Kotlin Developer or Software Engineer, with a focus on building enterprise-level applications.
• Strong proficiency in Java/Kotlin, Spring Boot, MongoDB, and related frameworks and libraries.
• Experience with cloud platforms such as AWS, Azure, or Google Cloud, including deployment and scalability considerations.
• Solid understanding of CI/CD principles and experience with tools like Jenkins, GitLab CI/CD, or similar.
• Familiarity with containerization technologies like Docker and container orchestration frameworks like Kubernetes.
• Knowledge of Agile development methodologies and experience working in Agile teams.
• Excellent problem-solving and analytical skills.
• Strong communication and collaboration abilities.
• Knowledge of observability platforms such as Splunk, Datadog, etc.
EOE STATEMENT
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
CCPA DISCLOSURE
Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-+812 to request the information in this Notice in an alternative format.
💡 Quick Summary
Seeking a career-building opportunity? The Software Engineer (Hybrid) position is now open for candidates interested in the Bank Jobs sector. This role in Sacaton offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.