Job Description
Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure
Job Purpose
To be responsible for the credit administration related work.
Key Accountabilities
• Automation of key regulatory / HO returns
• Maintaining TAT and accuracy in submission of regulatory returns, Exchange of Information – Annexure II, Annexure III
• Liaising with IT and HO team for standardization of process across all regions
• Leading various system projects initiated by management
Job Duties & Responsibilities
• Approving limits in Bank’s system.
• Ensuring that limits loaded on the systems are in line with the approved credit memo and only after ensuring that adequate collaterals are held
• Monitoring of Limits and adequacy of collaterals
• Overall monitoring of DP calculation and other monthly reminders such as Annexure II & III
• Managing audit MIS (Statutory, Internal, Concurrent, RBI)
• To monitor FX limits / outstanding and raising adhoc forms for approval when required.
• Managing Vendor and Vendor staff
• To review the various processes and system functionality and automate the processes/MIS prepared by CCU
• Interpret regulatory requirements and ensure that Bank remains compliant with the same, w.r.t. limit/MIS related functions.
Experience
The job holder should have requisite skills in terms of understanding the various products offered by the bank and various system of the Bank. He/She should have handled Credit Administration job. Minimum stint of 7-+ year in credit administration/credit operations/corporate banking. He should have very clear understanding of regulatory requirement relating to credit aspect.
Education / Preferred Qualifications
The job holder needs to be at least a graduate in the Commerce stream. Basic knowledge of computers and systems are necessary.
Core Competencies
The Job Holder Needs To Posses The Following Skills
Job Knowledge: The job holder needs to have thorough job knowledge and needs to know as to what is expected from him/her. He should have very good knowledge of regulatory requirement with respect to credit and credit control function
Organising Skills: The job holder needs to be organised to meet the various deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holders, including but not limited to BU, Legal and Compliance, Ho etc.
Technical Competencies
The job holder needs to have the basic computer skills and need to understand the different systems used by the Bank and the process of data flow. He or she should also have thorough understanding of various regulatory requirement of credit.
Work Relationship
To Work With
Internal: Head Credit and other business managers, HR and Audit team
External: Credit Admin HO, CRAD HO, Legal Counsels etc.
Primary Location
India-Maharashtra-Mumbai
Job
Risk Management
Schedule
Regular
Job Type
Full-time
Job Posting
Jan 11, 2026, 5:41:07 PM
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Typical Pay for this Type of Work
AmbitionBox
₹44Lper year
Credit Controller
Based on local employers
DBS Bank
Glassdoor
4.0 - 6,0+0 reviews
AmbitionBox
3.+ - +45 reviews
Indeed
3.+ - 537 reviews
dbs.com
More jobs at DBS Bank
See web results for DBS Bank
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Job Purpose
To be responsible for the credit administration related work.
Key Accountabilities
• Automation of key regulatory / HO returns
• Maintaining TAT and accuracy in submission of regulatory returns, Exchange of Information – Annexure II, Annexure III
• Liaising with IT and HO team for standardization of process across all regions
• Leading various system projects initiated by management
Job Duties & Responsibilities
• Approving limits in Bank’s system.
• Ensuring that limits loaded on the systems are in line with the approved credit memo and only after ensuring that adequate collaterals are held
• Monitoring of Limits and adequacy of collaterals
• Overall monitoring of DP calculation and other monthly reminders such as Annexure II & III
• Managing audit MIS (Statutory, Internal, Concurrent, RBI)
• To monitor FX limits / outstanding and raising adhoc forms for approval when required.
• Managing Vendor and Vendor staff
• To review the various processes and system functionality and automate the processes/MIS prepared by CCU
• Interpret regulatory requirements and ensure that Bank remains compliant with the same, w.r.t. limit/MIS related functions.
Experience
The job holder should have requisite skills in terms of understanding the various products offered by the bank and various system of the Bank. He/She should have handled Credit Administration job. Minimum stint of 7-+ year in credit administration/credit operations/corporate banking. He should have very clear understanding of regulatory requirement relating to credit aspect.
Education / Preferred Qualifications
The job holder needs to be at least a graduate in the Commerce stream. Basic knowledge of computers and systems are necessary.
Core Competencies
The Job Holder Needs To Posses The Following Skills
Job Knowledge: The job holder needs to have thorough job knowledge and needs to know as to what is expected from him/her. He should have very good knowledge of regulatory requirement with respect to credit and credit control function
Organising Skills: The job holder needs to be organised to meet the various deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holders, including but not limited to BU, Legal and Compliance, Ho etc.
Technical Competencies
The job holder needs to have the basic computer skills and need to understand the different systems used by the Bank and the process of data flow. He or she should also have thorough understanding of various regulatory requirement of credit.
Work Relationship
To Work With
Internal: Head Credit and other business managers, HR and Audit team
External: Credit Admin HO, CRAD HO, Legal Counsels etc.
Primary Location
India-Maharashtra-Mumbai
Job
Risk Management
Schedule
Regular
Job Type
Full-time
Job Posting
Jan 11, 2026, 5:41:07 PM
Report this listing
Typical Pay for this Type of Work
AmbitionBox
₹44Lper year
Credit Controller
Based on local employers
DBS Bank
Glassdoor
4.0 - 6,0+0 reviews
AmbitionBox
3.+ - +45 reviews
Indeed
3.+ - 537 reviews
dbs.com
More jobs at DBS Bank
See web results for DBS Bank
FeedbackLearn more
Turn on email alerts for jobs
💡 Quick Summary
Seeking a career-building opportunity? The Specialist| Credit Control position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
