Job Description
The Corporate Finance Senior Associate serves as the primary underwriter for complex relationships in the large corporate and middle market portfolio for Northwest Bank. The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is required. The Senior Associate is expected to design and recommend credit structures to senior leadership which align with the needs of the clients and the risk appetite of the Bank. Regular client contact will occur as part of the underwriting and portfolio management duties. Where Northwest Bank is the lead agent, the Senior Associate will be involved in the preparation of loan syndication market materials and other supporting documentation and may participate in sell-side activities.
Essential Functions
• Prepare detailed credit memorandum for complex lending relationships
• Complete comprehensive analysis on client financial statements
• Recommend proper loan structure, including appropriate covenant formulas and definitions
• Identify credit strengths, weaknesses, risks and mitigating factors
• Determine the required scope for underwriting and due diligence based on client risk profile
• Participate in joint calls with Relationship Managers
• Maintain a working knowledge of macroeconomic factors affecting national and global markets
• Identify and track loan and credit policy exceptions
• Monitor ongoing risk in the assigned portfolio and recommend proactive action if necessary
• Prepare annual or quarterly reviews for relationships within the portfolio, as required
• Recommend and defend appropriate risk ratings
• Review and negotiate legal documentation with outside bank counsel
• Develop financial statement forecasts and enterprise valuations
• Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
• Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency
• Work as part of a team
• Work with on-site equipment
Education And Experience Preferred
• Bachelor’s degree in Finance, Accounting or other business-related field
• 5-6 years of Credit Underwriting in the Corporate Finance sector
• Ability to establish effective working relationships among team members and participate in solving problems and making decisions
• Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
• Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
• Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
• Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas
Essential Functions
• Prepare detailed credit memorandum for complex lending relationships
• Complete comprehensive analysis on client financial statements
• Recommend proper loan structure, including appropriate covenant formulas and definitions
• Identify credit strengths, weaknesses, risks and mitigating factors
• Determine the required scope for underwriting and due diligence based on client risk profile
• Participate in joint calls with Relationship Managers
• Maintain a working knowledge of macroeconomic factors affecting national and global markets
• Identify and track loan and credit policy exceptions
• Monitor ongoing risk in the assigned portfolio and recommend proactive action if necessary
• Prepare annual or quarterly reviews for relationships within the portfolio, as required
• Recommend and defend appropriate risk ratings
• Review and negotiate legal documentation with outside bank counsel
• Develop financial statement forecasts and enterprise valuations
• Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
• Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency
• Work as part of a team
• Work with on-site equipment
Education And Experience Preferred
• Bachelor’s degree in Finance, Accounting or other business-related field
• 5-6 years of Credit Underwriting in the Corporate Finance sector
• Ability to establish effective working relationships among team members and participate in solving problems and making decisions
• Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
• Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
• Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
• Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas
💡 Quick Summary
Seeking a career-building opportunity? The Sr| Associate| Corporate Finance position is now open for candidates interested in the Bank Jobs sector. This role in Columbus offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.