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Roles and Responsibility
• Managing a team of Credit Analysts in East for all their job deliverables & KRAs.
• Submission of quality BCAs for ETB & NTB accounts ensuring highest quality norms in line with Bank and RBI policies including
• Quarterly Bank statement analysis incl. that of other banks, wherever applicable.
• Counterparty names to be added in BCA for products like LC, PIF, SIFetc
• Monitor and ensure other timely submissions like QPR, UFCE, etc
• Any other things added from time to time
• Ensure closure of CaRTs and NIL overdue CaRT
• Regular Portfolio monitoring post sanction including
• Quarterly Performance Review
• OD churn analysis
• UFCE
• Mosaik and any other items being added from time to time
• Recording of breaches in Covenants & other approval T&C during BCA renewal / Variance Analysis
• Tracking of Financial Data submission (Provisionals & Audited Balance Sheet) along with its variance
• NCLT Cases (both for & against our clients)
• Approval for Term exposure
• Regular Training & Guidance on Credit policy / Frequent errors / Frequent credit queries to ensure high quality BCA submission and negligible amendment BCA
• Review Date Extensions - Ensure RDE below 3% and no BCA >30 day
• Handling & resolving Audit related queries, if any (concurrent audit / GIA) etc.

Business
• As above

Processes
• As above

People & Talent
• As above

Risk Management
• As above

Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate
Role Specific Technical Competencies
• Financial and credit risk analysis
• People management
• Communication skills
• Result orientation
• Problem solving

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers