Job Description
Job details
Job type
Full-time
Location
Wollongong NSW•Hybrid work
Full job description
Help our members achieve their financial goals with our Automated Loan platform
Full time with hybrid working opportunity - Wollongong based
We have an exciting opportunity for a Team Leader - Credit Assessment, to lead our dynamic credit assessment teams in the successful delivery of IMB’s lending objectives through timely and quality assessments, approvals and transactions across all channels.
Reporting to the Manager, Lending Assessment we will welcome your leadership and credit assessment expertise to support the team in providing service excellence to our lenders and customers. You will play an important role in promoting continuous improvements and enhancements of our processes and systems and ensuring our deals are structured and submitted in line with policy, compliance, and service level standards.
The role
Oversee the day-to-day operations of the credit assessment teams, including task prioritisation, coaching, workflow management and performance monitoring
Review and provide decisions on lending applications as required in adherence to credit policies and procedures
Prepare reports and analyse data to identify trends and support strategic decision-making
Play a key role in Operational Risk Management across the assessment team
Lead change management initiatives and act as a subject matter expert by providing technical expertise on assessment systems and processes
Coordinate the implementation and communication of operational updates and strategic project changes
Building and maintaining trusted relationships through engaging, supporting, and collaborating with key stakeholders to ensure efficient, effective credit decision-making and optimal time to ‘yes’.
The Person
Effective leadership experience, within a credit assessment/lending support function within a retail bank/financial service
Proficient credit skills and experience in consumer lending - preferably using Lendfast or a similar automated system
Strong analytical and problem-solving skills, with the ability to make sound credit decisions
Commercial acumen with the ability to help lenders through a deal and offer alternative solutions when needed
Strong knowledge of all laws and regulations governing the provision of regulated and unregulated loans in Australia
The ability to foster great working relationships and work with other business units in facilitating strategic projects
Proficient technology and effective communication skills
The capacity to facilitate, embrace and contribute to change and help drive improvements
Tertiary qualification in a relevant field, such as Finance, Accounting or Business, or equivalent experience.
About IMB
IMB Bank is a leading member-owned bank offering a full range of products and services in both retail and business banking. Our purpose is to provide simple, competitive and authentic banking that helps our members and communities be better off and we’ve doing so for over 144 years. An award winning and growing organisation, we’ve donated more than $12 million through our Community Foundation to over +00 projects in the communities in which we live.
The benefits
A genuine investment in both personal and professional training and growth
A supportive culture that actively promotes diversity and inclusion and the wellbeing of our employees
Designated wellbeing days
Friendly and professional team environment
Purchased leave options
Competitive remuneration
This is an ideal opportunity for a driven credit professional looking to make a difference.
Our Head Office located in Wollongong is a fresh, newly constructed state of the art building with great amenities and close to shops, cafes and the beach. The successful candidates will be required to attend the office under our hybrid working model, the frequency will be dependent on residential location.
For further information, please contact Michelle Jordan, Manager Lending Assessment – [email protected]. Applications close 13th July 2026. Email applications are unable to be accepted.
Code: #1
You must create an Indeed account before continuing to the company website to apply
Job type
Full-time
Location
Wollongong NSW•Hybrid work
Full job description
Help our members achieve their financial goals with our Automated Loan platform
Full time with hybrid working opportunity - Wollongong based
We have an exciting opportunity for a Team Leader - Credit Assessment, to lead our dynamic credit assessment teams in the successful delivery of IMB’s lending objectives through timely and quality assessments, approvals and transactions across all channels.
Reporting to the Manager, Lending Assessment we will welcome your leadership and credit assessment expertise to support the team in providing service excellence to our lenders and customers. You will play an important role in promoting continuous improvements and enhancements of our processes and systems and ensuring our deals are structured and submitted in line with policy, compliance, and service level standards.
The role
Oversee the day-to-day operations of the credit assessment teams, including task prioritisation, coaching, workflow management and performance monitoring
Review and provide decisions on lending applications as required in adherence to credit policies and procedures
Prepare reports and analyse data to identify trends and support strategic decision-making
Play a key role in Operational Risk Management across the assessment team
Lead change management initiatives and act as a subject matter expert by providing technical expertise on assessment systems and processes
Coordinate the implementation and communication of operational updates and strategic project changes
Building and maintaining trusted relationships through engaging, supporting, and collaborating with key stakeholders to ensure efficient, effective credit decision-making and optimal time to ‘yes’.
The Person
Effective leadership experience, within a credit assessment/lending support function within a retail bank/financial service
Proficient credit skills and experience in consumer lending - preferably using Lendfast or a similar automated system
Strong analytical and problem-solving skills, with the ability to make sound credit decisions
Commercial acumen with the ability to help lenders through a deal and offer alternative solutions when needed
Strong knowledge of all laws and regulations governing the provision of regulated and unregulated loans in Australia
The ability to foster great working relationships and work with other business units in facilitating strategic projects
Proficient technology and effective communication skills
The capacity to facilitate, embrace and contribute to change and help drive improvements
Tertiary qualification in a relevant field, such as Finance, Accounting or Business, or equivalent experience.
About IMB
IMB Bank is a leading member-owned bank offering a full range of products and services in both retail and business banking. Our purpose is to provide simple, competitive and authentic banking that helps our members and communities be better off and we’ve doing so for over 144 years. An award winning and growing organisation, we’ve donated more than $12 million through our Community Foundation to over +00 projects in the communities in which we live.
The benefits
A genuine investment in both personal and professional training and growth
A supportive culture that actively promotes diversity and inclusion and the wellbeing of our employees
Designated wellbeing days
Friendly and professional team environment
Purchased leave options
Competitive remuneration
This is an ideal opportunity for a driven credit professional looking to make a difference.
Our Head Office located in Wollongong is a fresh, newly constructed state of the art building with great amenities and close to shops, cafes and the beach. The successful candidates will be required to attend the office under our hybrid working model, the frequency will be dependent on residential location.
For further information, please contact Michelle Jordan, Manager Lending Assessment – [email protected]. Applications close 13th July 2026. Email applications are unable to be accepted.
Code: #1
You must create an Indeed account before continuing to the company website to apply
💡 Quick Summary
Seeking a career-building opportunity? The Team Leader - Credit Assessment position is now open for candidates interested in the Bank Jobs sector. This role in Wollongong offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
