Job Description
Job
:Retail Banking
Primary Location
:Asia-India-Mumbai
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:06/Apr/2026, 7:14:05 AM
Unposting Date
:Ongoing
Roles and Responsibility
Strategy
• Managing team for VRMs to drive client contact, digital adoption, digital sales, improving portfolio quality.
• Contribute to the digital agenda with maximum focus on digital closure of product booking and deepening
• Drive Migration of client transactions to the digital platform
• Drive client engagement in line with the Affluent Client coverage model - Support on-boarding of Affluent clients, own client portfolio for limited defined period of time and create a pipeline for upgrade to Priority Segment
• Drive premium client engagement by identifying and meeting needs, including via cross sell of retail banking products
• Follow the applicable contact management approach to drive engagement with premium clients - execute applicable sales campaigns as designed and released by country segment teams
• Ensuring team Conduct 'Needs based conversations' with clients to provide suitable products. Focus on building relationship via consultative selling approach
• Maximize sales performance to achieve revenue targets of the segment/ channel - Meet or exceed applicable scorecard targets
• Follow up and manage expectations of clients to ensure timely processing of sales transactions
• Drive digital adoption among clients
• Manage customer expectations and customer satisfaction tracked via RTF and NPS scores
Business
• Generate revenue and contribute to profitable growth by focusing on:
• Growing the Liabilities relationships
• Expanding and deepening revenue streams through Wealth Management and Retail Assets products
• Improving deposit mix comprising savings accounts and term deposits
• Delivering New sales revenue as per set targets
• Grow FUM qualified clients
• Upgrade clients to Priority banking
• Drive wealth penetration by activating new clients
Processes
• Ensure satisfactory ratings in all internal/external audits.
• Ensure compliance to all process notes and circulars issued from time to time.
• Undertake accurate and timely processing of all customer instructions as per applicable processes/ circulars.
• Understand the Bank's mis-selling & sales policies as well as policies and procedures issued in relation to ORMA, Group Code of Conduct, KYC/CDD/EDD and Money laundering prevention. Comply with the same, including highlighting any suspicious transactions as per guidelines.
• Complete all requisite trainings on time
People and Talent
• Drive and embed a strong performance culture through inspiring, motivating and rigorous performance management discipline, including ensuring understanding of objectives and scorecards across the team.
• Develop and build talent within the unit through optimal resourcing, capacity planning, and succession planning and continuous engagement.
• Ensure optimum team productivity and establish enablers for the same.
• Achieve high employee engagement and satisfaction to attract and retain talent.
• Identify and address training and development needs of team on an on-going basis.
• Control Attrition
Risk Management
• Understand the Bank's mis-selling & sales policies as well as policies and procedures issued in relation to ORMA, Group Code of Conduct, KYC/CDD/EDD and Money laundering prevention. Comply with the same, including highlighting any suspicious transactions as per guidelines.
Governance
• Ensure compliance to all process notes and circulars issued from time to time.
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
• Work closely with Product, Segment and branch team to achieve set goals.
Our Ideal Candidate
• Graduate/ Post Graduate, consistent academic career
• Extensive sales experience (2 to 5 years)
• Sales focused and highly target oriented
• Able to pick up new concepts quickly
• Able and excited about going out to meet new customers
• Competitive awareness & benchmarking
• Excellent communication, interpersonal & relationship building skills
• Banking knowledge
• Management Information Skills
• Good Interpersonal Skills
• Customer and Service Orientation
Role Specific Technical Competencies
• Team Management
• Target driven
• Revenue growth
• Client Relationship Management
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
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💡 Quick Summary
Seeking a career-building opportunity? The Team Manager| Premium Banking position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
