Job Description
As a Territory Manager for Consumer Durable Loan at your company, your role involves scaling up the business for lending in a designated area. You will deliver banking needs to customers in a cost-efficient and technology-effective manner. It is essential to closely collaborate with the Retail team, including the Product Head, Operations, Sales, IT, Credit, and BIU. Your responsibility is to provide a seamless customer experience, making IDFC First the primary bank for all banking needs.
Key Responsibilities:
- Acquire Consumer Durable Loan customers in the identified segment and generate references from the specified catchment area.
- Grow the AUM base for Consumer Durable Loan lending solutions, meeting revenue, cost, profitability, and portfolio quality targets.
- Collaborate with the Product Head to offer customers best-in-class solutions and ensure appropriate incentivization.
- Maintain a quality portfolio by minimizing delinquency and rejection.
- Stay updated on retail assets, products, and operations.
- Identify market trends, develop channels for acquiring business, and provide high-quality customer service.
- Design a customer journey that leads to delight, making IDFC First the preferred banking partner.
- Ensure successful adoption of internal compliances and regulatory framework.
Qualification Required:
- Graduation in Bachelors in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management.
- Post-graduation in MBA or PGDM.
- Minimum 2+ years of relevant experience in the field.
Key Responsibilities:
- Acquire Consumer Durable Loan customers in the identified segment and generate references from the specified catchment area.
- Grow the AUM base for Consumer Durable Loan lending solutions, meeting revenue, cost, profitability, and portfolio quality targets.
- Collaborate with the Product Head to offer customers best-in-class solutions and ensure appropriate incentivization.
- Maintain a quality portfolio by minimizing delinquency and rejection.
- Stay updated on retail assets, products, and operations.
- Identify market trends, develop channels for acquiring business, and provide high-quality customer service.
- Design a customer journey that leads to delight, making IDFC First the preferred banking partner.
- Ensure successful adoption of internal compliances and regulatory framework.
Qualification Required:
- Graduation in Bachelors in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management.
- Post-graduation in MBA or PGDM.
- Minimum 2+ years of relevant experience in the field.
💡 Quick Summary
Seeking a career-building opportunity? The Territory Manager-Car Loans position is now open for candidates interested in the Bank Jobs sector. This role in Ahmedabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.