Trainee Credit Officer

Job Description of a Trainee Credit Officer:
Assess and analyze customers' credit scores and financial history to determine their risk profile.
Approve or reject loan applications based on risk assessment and bank policies.
Prepare and explain repayment plans to customers, including monthly installment amounts, interest rates, and other associated charges.
Communicate decisions clearly to both customers and management, providing reasoning and financial details where necessary.

उत्कर्ष स्मॉल फ़ाइनेंस बैंक में ट्रेनी क्रेडिट ऑफ़िसर का काम होता है, ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर उनके जोखिम का आकलन करना. इसके अलावा, ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना और ग्राहकों को भुगतान योजना बताना भी उनके काम में आता है.ट्रेनी क्रेडिट ऑफ़िसर के काम का विवरण:ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर जोखिम अनुपात की गणना और विश्लेषण करना.ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना.ग्राहकों के लिए मासिक किस्त राशि, ब्याज़ दर, और अन्य लागतों की व्याख्या करते हुए भुगतान योजनाएँ निर्धारित करना.अपने निर्णय को ग्राहकों और प्रबंधन दोनों को बताना.

More about this Trainee Credit Officer job

Utkarsh Small Finance Bank is aggressively hiring for the job profile of Trainee Credit Officer at Delhi-NCR in Ashok Vihar Ph-II locality. Kindly go through the FAQs below to get all answers related to the given job.

1. How much salary can I expect as a Trainee Credit Officer in Utkarsh Small Finance Bank in Delhi-NCR?

Ans. You can expect a minimum salary of 16,000 INR and can go up to 45,000 INR. The salary offered will depend on your skills, experience and performance in the interview.

2. What is the eligibility criteria to apply for Trainee Credit Officer in Utkarsh Small Finance Bank in Delhi-NCR?

Ans. The candidate should have studied 12th Pass and people who have 0 to 1 years are eligible to apply for this job. You can apply for more jobs in Delhi-NCR to get hired quickly.

3. Is there any specific skill required for this job?

Ans. The candidate should have Basic English skills and sound communication skills for this job.

4. Who can apply for this job?

Ans. Only Male candidates can apply for this job.

5. Is it a work from home job?

Ans. No, it’s not a work from home job and can’t be done online. You can explore and apply for other work from home jobs in Delhi-NCR at apna.

6. Are there any charges or deposits required while applying for the role or while joining?

Ans. No work-related deposit needs to be made during your employment with the company.

7. How can I apply for this job?

Ans. Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.

8. What is the last date to apply?

Ans. The last date to apply for this job is 16-Jul-2025.

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