Job Description
Location
Toronto, ON M5J 2H7•Hybrid work
Benefits
Pulled from the full job description
Full job description
You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.
Job Description:
Location: hybrid, work from home
Looking to grow your career? At Sun Life, our first focus is our people. We partner with you to build YOU. Our underwriting schools and focus on continuing education are seen as industry benchmarks. Our technical training supports your progression on both product knowledge and signing authority. It’s not just about the WHAT, Sun Life invests in the HOW with an emphasis on leadership and core competency skills development. The right combination of training and YOU help Sun Life be industry best.
Sun Life provides career paths in our dedicated channel, independent channel, High Net Worth, and Underwriting Risk Management teams. We are looking for YOU to make a difference while using the best technologies and methodologies in the industry.
At Sun Life you’ll get to be part of a supportive culture and community that celebrates each other’s successes and supports one another through learning opportunities. We also offer a hybrid working environment. Enjoy flexibility to work from home and in the office!
What will you do?
Analyze medical, personal and financial information to evaluate eligibility for applications submitted for Life and Critical Illness Insurance products
Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
Approve cases within authority limit. Submit cases exceeding limits to be co-signed
Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
Liaise with business leaders and advisors delivering exceptional service and expertise
Communicate and explain decisions effectively to financial security advisors and/or client’s physician as required
Respond to inquiries from financial advisors and general agents without revealing confidential content
Maintain medical knowledge and stay current on underwriting approaches
What do you need to succeed?
Minimum 3 years of experience as an Individual Life Underwriter
Existing Life and Critical Illness signing authorities
Bachelor's degree or equivalent
Analytical, judgement, problem-solving and decision-making skills
Knowledge of medicine and risk factors
Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
Reasons why should you join us under the sun
A caring, supportive, and inclusive culture
Supportive leadership who’s focused on your success and well-being
Endless growth opportunities with multiple career paths in our dedicated channel, independent channel, high net worth and underwriting risk management teams
Continuous improvements that focus on enhancing your work and our clients’ experience #makeadifference
Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities
We also offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:
Flexible Benefits from the day you join to meet the needs of you and your family
Pension Plan participation starts immediately, and you are automatically enrolled. We help you save more with Sun Life automatic and matching contributions and by including both your salary and bonus when making contributions
Stock Ownership Program gives you the chance to invest in Sun Life and get a company match
Pay for performance reward
Paid vacation based on experience, 5 Care Days available for self-care or care of others (i.e., family or others you may support) and 10 Sick Days to support your well-being
Our unique Sabbatical Program gives you the opportunity to take up to 6 weeks off, every five years
Investment in not-for-profit organizations that are important to you
When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.
In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.
Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.
Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.
We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you! Several work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.
We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.
Job Category:
Underwriting - Individual
Posting End Date:
07/09/2026
Toronto, ON M5J 2H7•Hybrid work
Benefits
Pulled from the full job description
Full job description
You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.
Job Description:
Location: hybrid, work from home
Looking to grow your career? At Sun Life, our first focus is our people. We partner with you to build YOU. Our underwriting schools and focus on continuing education are seen as industry benchmarks. Our technical training supports your progression on both product knowledge and signing authority. It’s not just about the WHAT, Sun Life invests in the HOW with an emphasis on leadership and core competency skills development. The right combination of training and YOU help Sun Life be industry best.
Sun Life provides career paths in our dedicated channel, independent channel, High Net Worth, and Underwriting Risk Management teams. We are looking for YOU to make a difference while using the best technologies and methodologies in the industry.
At Sun Life you’ll get to be part of a supportive culture and community that celebrates each other’s successes and supports one another through learning opportunities. We also offer a hybrid working environment. Enjoy flexibility to work from home and in the office!
What will you do?
Analyze medical, personal and financial information to evaluate eligibility for applications submitted for Life and Critical Illness Insurance products
Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
Approve cases within authority limit. Submit cases exceeding limits to be co-signed
Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
Liaise with business leaders and advisors delivering exceptional service and expertise
Communicate and explain decisions effectively to financial security advisors and/or client’s physician as required
Respond to inquiries from financial advisors and general agents without revealing confidential content
Maintain medical knowledge and stay current on underwriting approaches
What do you need to succeed?
Minimum 3 years of experience as an Individual Life Underwriter
Existing Life and Critical Illness signing authorities
Bachelor's degree or equivalent
Analytical, judgement, problem-solving and decision-making skills
Knowledge of medicine and risk factors
Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
Reasons why should you join us under the sun
A caring, supportive, and inclusive culture
Supportive leadership who’s focused on your success and well-being
Endless growth opportunities with multiple career paths in our dedicated channel, independent channel, high net worth and underwriting risk management teams
Continuous improvements that focus on enhancing your work and our clients’ experience #makeadifference
Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities
We also offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:
Flexible Benefits from the day you join to meet the needs of you and your family
Pension Plan participation starts immediately, and you are automatically enrolled. We help you save more with Sun Life automatic and matching contributions and by including both your salary and bonus when making contributions
Stock Ownership Program gives you the chance to invest in Sun Life and get a company match
Pay for performance reward
Paid vacation based on experience, 5 Care Days available for self-care or care of others (i.e., family or others you may support) and 10 Sick Days to support your well-being
Our unique Sabbatical Program gives you the opportunity to take up to 6 weeks off, every five years
Investment in not-for-profit organizations that are important to you
When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.
In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.
Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.
Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.
We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you! Several work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.
We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.
Job Category:
Underwriting - Individual
Posting End Date:
07/09/2026
💡 Quick Summary
Seeking a career-building opportunity? The Underwriting Consultant position is now open for candidates interested in the Content Writer Jobs sector. This role in Toronto offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Content Writer Jobs is a plus.
