Job Description
Job Requirements
Job Role: Valuer Gold loan
Job Function: Retail Banking
Job Purpose: The Valuer – Gold Loan plays a critical role in ensuring the accuracy and integrity of gold loan valuations across branches pan-India. This role involves assessing the purity and value of gold collateral, supporting disbursal processes, conducting audits, and training branch staff. The incumbent is expected to uphold the highest standards of ethics, confidentiality, and compliance while contributing to customer acquisition and operational efficiency.
Key Role and Responsibilities:
• Conduct gold loan valuations using standardized methods and tools.
• Perform thorough checks to assess the purity of gold collateral.
• Ensure timely disbursal of cases within defined turnaround times (TAT).
• Visit nearby branches for stock audits and valuation activities.
• Monitor delinquent cases and support branches in managing portfolio quality.
• Deliver training sessions to branch staff on gold loan valuation and fraud awareness.
• Maintain integrity and transparency in all transactions, avoiding any direct or indirect personal interest.
• Conduct customer reference checks with sincerity andUphold confidentiality of client information and ensure it is not shared with competitors.
• Adhere strictly to company policies and ensure they are not disclosed outside the organization.
• Safeguard company assets provided for job responsibilities.
• Collaborate with internal teams to ensure smooth functioning of valuation processes.
• Support marketing and customer engagement efforts as needed.
• Participate in ad-hoc activities as required by the department.
Education: Any Graduate
Experience: 0-2 years of prior experience in gold valuation or related roles within retail banking or financial services is desirable within BFSI industry.
Job Role: Valuer Gold loan
Job Function: Retail Banking
Job Purpose: The Valuer – Gold Loan plays a critical role in ensuring the accuracy and integrity of gold loan valuations across branches pan-India. This role involves assessing the purity and value of gold collateral, supporting disbursal processes, conducting audits, and training branch staff. The incumbent is expected to uphold the highest standards of ethics, confidentiality, and compliance while contributing to customer acquisition and operational efficiency.
Key Role and Responsibilities:
• Conduct gold loan valuations using standardized methods and tools.
• Perform thorough checks to assess the purity of gold collateral.
• Ensure timely disbursal of cases within defined turnaround times (TAT).
• Visit nearby branches for stock audits and valuation activities.
• Monitor delinquent cases and support branches in managing portfolio quality.
• Deliver training sessions to branch staff on gold loan valuation and fraud awareness.
• Maintain integrity and transparency in all transactions, avoiding any direct or indirect personal interest.
• Conduct customer reference checks with sincerity andUphold confidentiality of client information and ensure it is not shared with competitors.
• Adhere strictly to company policies and ensure they are not disclosed outside the organization.
• Safeguard company assets provided for job responsibilities.
• Collaborate with internal teams to ensure smooth functioning of valuation processes.
• Support marketing and customer engagement efforts as needed.
• Participate in ad-hoc activities as required by the department.
Education: Any Graduate
Experience: 0-2 years of prior experience in gold valuation or related roles within retail banking or financial services is desirable within BFSI industry.
💡 Quick Summary
Seeking a career-building opportunity? The Valuer-Gold Loan position is now open for candidates interested in the Bank Jobs sector. This role in Surat offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.