Job Description
VP - Credit risk - Large Corporates - Bank
- To evaluate lending proposals for Indian Corporates and approve or recommend such proposals to Senior Credit Risk Managers as per DOA
- Ensure that proposals received are as per approved Target Market - Risk Acceptance Criteria (TM-RAC) and deviations thereof have been highlighted by Business Unit.
- Vetting of Credit Proposals in terms of Bank's internal Credit Risk policies guidelines and Risk Analysis.
- Taking strategic initiatives for reinforcing Risk Management Frameworks
- Handling Credit Risk Management functions
- Risk Management for the specified people for the specified region (comprising of corporate, & institutional banking.
- Directly responsible for evaluating risk across all credit proposals of all corporate groups across industries, structured finance and financial institution group.
- Continously review and monitor risks for the entire portfolio and report the same to seniors
- Review if there are any credit limit excesses and assess if provisions are up to date and also assess if all credit exposures are covered.
- Active monitoring of portfolio assists in restructuring and recovery efforts wherever required.
- Client interaction as per needs
Educational Qualifications & Experience Requirement
Qualifications : MBA from Premier Institutes / CA
Experience : 12-15 Years experience
- To evaluate lending proposals for Indian Corporates and approve or recommend such proposals to Senior Credit Risk Managers as per DOA
- Ensure that proposals received are as per approved Target Market - Risk Acceptance Criteria (TM-RAC) and deviations thereof have been highlighted by Business Unit.
- Vetting of Credit Proposals in terms of Bank's internal Credit Risk policies guidelines and Risk Analysis.
- Taking strategic initiatives for reinforcing Risk Management Frameworks
- Handling Credit Risk Management functions
- Risk Management for the specified people for the specified region (comprising of corporate, & institutional banking.
- Directly responsible for evaluating risk across all credit proposals of all corporate groups across industries, structured finance and financial institution group.
- Continously review and monitor risks for the entire portfolio and report the same to seniors
- Review if there are any credit limit excesses and assess if provisions are up to date and also assess if all credit exposures are covered.
- Active monitoring of portfolio assists in restructuring and recovery efforts wherever required.
- Client interaction as per needs
Educational Qualifications & Experience Requirement
Qualifications : MBA from Premier Institutes / CA
Experience : 12-15 Years experience
💡 Quick Summary
Seeking a career-building opportunity? The Vice President | Credit Risk | Large Corporates | Bank position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.