Virtual Banking Officer

💰 ₹18,000 - ₹28,800 (Est.) 📍 Mumbai

Job Description

HDFC Bank is looking for a Virtual Relationship Banking - COP Officer - Fresher to join their team in Mumbai.

Job Title: Virtual Relationship Banking - COP Officer - Fresher

Company: HDFC Bank

Location: Mumbai

Job Type: Full-time

Salary Range: 1.7 - 2.1 lacs per annum

Job Description:

HDFC Bank is seeking a Virtual Relationship Banking - COP Officer - Fresher to provide world-class services and financial products to customers in Mumbai. The successful candidate will engage with customers, promote digital banking services, resolve queries, profile customers, and cross-sell bank products. The role also involves achieving defined objectives, meeting sales targets, maintaining interaction quality, adhering to audit and regulatory requirements, and submitting reports on time.

Responsibilities:
• Continuously engage with portfolio customers as per contact policy
• Handle calls as per defined standards
• Resolve customer queries accurately
• Promote digital banking services for superior customer service experience
• Profile customers for right cross-servicing of bank products
• Accurately log and resolve complaints
• Retain customers and control attrition
• Assess customer needs proactively and deepen relationships
• Cross-sell 'sticky products' like Demat, Bill Pay, Advisory, etc.
• Monitor large amount movements and account closure from deposit accounts
• Meet defined objectives of the portfolio managed by the VRM
• Cross-sell products across all segments (TPP, Assets, Cards, etc.)
• Acquire and group all related IDs of the primary ID
• Use triggers to track maturity of FDs, movement of CASA balances, etc.
• Train staff on product knowledge and certifications
• Generate income at a customer level
• Achieve quality benchmarks defined from time to time
• Follow laid-down system and process as stipulated by audit and senior management
• Ensure accurate and timely submission of financial transactions and requests
• Update customer interactions in CRM next
• Submit customer base review/reports as requested by central team/senior management

Requirements:
• Bachelor's or Master's degree in any field
• Freshers Can Apply
• Basic banking knowledge
• Good communication skills

💡 Quick Summary

Seeking a career-building opportunity? The Virtual Banking Officer position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

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Job Details

Company Name: Maan Source

Frequently Asked Questions

Click the Apply Now button on this page, login or register for free on CallCenterJob.co.in, fill in your name, mobile number, city, and experience, then submit your application. The recruiter will contact you directly.
The expected salary for Virtual Banking Officer in Mumbai is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Virtual Banking Officer is an on-site position based in Mumbai. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Virtual Banking Officer. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
Yes, CallCenterJob.co.in is completely free for job seekers. Never pay money to apply for any job. If anyone asks for payment to process your application, report it immediately using the "Report this Job" button.

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