Job Description
The Credit Analyst is responsible for analysing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers.
The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company
Key Responsibilities :
• Analyse the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals
• Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers
• Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making
• Ensure NPA / restructuring levels for the group are minimized
Qualifications :
Optimal qualification for success on the job is :
CFA / CA / MBA (Finance) from a recognized institute
Role Proficiencies :
For successful execution of the job, the candidate should possess the following :
• In-depth knowledge of key drivers and indicators in the relevant sectors
• A solid understanding of financial statements, ratios
• Understanding of compliance and regulatory norms
• Good relationship management and strong communication and presentation skill
• Proficiency in MS Excel, Word and Power Poin
The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company
Key Responsibilities :
• Analyse the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals
• Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers
• Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making
• Ensure NPA / restructuring levels for the group are minimized
Qualifications :
Optimal qualification for success on the job is :
CFA / CA / MBA (Finance) from a recognized institute
Role Proficiencies :
For successful execution of the job, the candidate should possess the following :
• In-depth knowledge of key drivers and indicators in the relevant sectors
• A solid understanding of financial statements, ratios
• Understanding of compliance and regulatory norms
• Good relationship management and strong communication and presentation skill
• Proficiency in MS Excel, Word and Power Poin
💡 Quick Summary
Seeking a career-building opportunity? The WBCG|MNC | Credit Analyst NEG position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
