Job Description
WBO
WBSU
Head
WBSUINTERNAL USAGE
No
of Vacancies
Reports to
CBO
HeadIs a Team leaderYTeam Size
20Grade
VP
SVPBusiness
Corporate CenterDepartment
Wholesale Banking OperationsSub
Department
WBO
CBOLocation
About Wholesale Banking OperationsWholesale Banking Operations manages the entire life cycle of the Wholesale Banking customers
it also caters to the various other requirement of non
retail borrowed accounts under Wholesale banking
The department is responsible for smooth functioning of all the Commercial Banking Operations units and ensure utmost customer
internal
external
satisfaction
They are also responsible for ensuring timely delivery
monitoring the health of the credit portfolio
prompt reporting of irregularities
adversities noticed and co
ordination in recovery
legal proceedingsAbouttheRoleCCMC Head leading a team of Officials in the cadre of AM to DVP is overall incharge of a Corporate Credit Mangement Centre
CCMC
which are located in metro cities
CCMCs handles the requirement of non
retail borrowal accounts under CRG
SME Segment during their entire life cycle parked at various branches spread across the country
which are not tagged to CBBs
CCSUs
through distance handling mechanism
DHM
as also control the Corporate Credit Service Units
CCSUs
who are based out of tier II towns
with a staff strength of 2
4 officials in each CCSU
CCMC Head is responsible for the smooth functioning of a CCMC and ensuring utmost customer
internal
external
satisfaction as also the efficient functioning of their mapped CCSU
He is responsible for ensuring timely delivery
monitoring the health of the credit portfolio
prompt reporting of irregularities
adversities noticed and co
ordination in recovery
legal proceedings also
Key ResponsibilitiesOverall supervision of the Corporate Credit Management Centre
Responsible for the smooth functioning of a CCMCLeading a team of Credit monitoring officials and Credit Delivery officials reporting in to the Head CreditMaintaining highest level of customer service
both internal and external customers
Liasioning with Business teams
CBG
WBCG
6
Responsible for effective functioning of the CBO Operating unit by ensuring timely disbursement and customer serviceResponsible for pending security creationResponsible for efficient functioning of the mapped CCSUs
Credit Delivery
Monitoring function of CCSUs also
Monitoring activities of the mapped CCSUOverall responsible for various activities carried out as under by
CCSU Service Relationship Managers in the cadre of Senior Manager to DVP who directly report to CCMC Head
Credit Delivery Officials and Credit Monitoring Officials in the cadre of AM to AVP who reports to Head Credit Delivery
Head Credit Monitoring
DVP
AVP
who in turn reports to CCMC HeadObtention of Stock Statements
Insurance Policies
ABS
FFR
Stock Audit Reports
LIE
Project Progress ReportUndertaking analysis of ABS
FFR
Stock Audit Reports
LIE
Project Progress Report analysis
reviewsConduct of unit inspectionAct as an interface to the client and ensure efficient customer service
for CCSUs
Interact with the Borrower to obtain pre
requisites for disbursement and ensure timely disbursement
for CCSUs
Follow up for perfection of securityUndertaking analysis of ABS
FFR
Stock Audit Reports
LIE
Project Progress Report analysis
reviewsMonitoring and tracking of high value transactions in the accounts Monitor transactions in ESCROW
TRA account
Recovery of interest and instalments on due dates
Recovery of penal interest
Maintaining records for unit
collateral inspections and triggering list of inspections due
Track receipt of due diligence reports
Trigger stock audit
revaluationHandle ECGC
Pay premium to ECGC at monthly intervals and ******** renewal to ECGCRecovery of charges as per Banks schedule of chargesProcess applications received for vendor empanelmentTracking Export Order for packing credit disbursementStressed Assets Management and handling of income reversal transactionsScrutiny of Sanction and preparation of Facility
Mortgage documentsIncase of take over
seek credit opinion report from transferror bank Scrutiny of Executed Documents and Security creationEnsuring compliance of sanction covenants Provide documentation certificate and KYC confirmation to OCL loans for opening of accountsIn case of multiple
consortium banking
Co
ordinate with other lenders for issuance of Pari
Passu
NOCsArrange to file charge with Registrar of Companies
obtain confirmation
conduct search post filing of charge
obtain the report for recordsCompliance of pre disbursement covenantsRecovery of fees as stipulated in sanction and as per Banks schedule of chargesAccord credit approval for TF transactionsEffecting disbursement Prepare AOD on renewal of limits and get executed through SRM and keep executed AODs in safe custodyFinacle updation at various stages Handle credit
concurrent audit and arrange for compliance of adverse observationConduct legal audit and prevent income leakage
TAT Maintenance
Adherence to SLALimit Node Maintenance
ROI UpdationGraduation
Post
Graduation from a recognized institute12
15 years in a relevant roleRole Proficiencies
For successful execution of the job
the candidate should possess the following
Knowledge of banking products and servicesKnowledge of regulatory guidelines and normsGood communication
both verbal and written
skill in both English and the local languageAbility to manage complex client situationsAbility to manage risk and uncertainty for self and team within a dynamic priority
setting environmentAbility to handle pressure and meet deadlines
WBSU
Head
WBSUINTERNAL USAGE
No
of Vacancies
Reports to
CBO
HeadIs a Team leaderYTeam Size
20Grade
VP
SVPBusiness
Corporate CenterDepartment
Wholesale Banking OperationsSub
Department
WBO
CBOLocation
About Wholesale Banking OperationsWholesale Banking Operations manages the entire life cycle of the Wholesale Banking customers
it also caters to the various other requirement of non
retail borrowed accounts under Wholesale banking
The department is responsible for smooth functioning of all the Commercial Banking Operations units and ensure utmost customer
internal
external
satisfaction
They are also responsible for ensuring timely delivery
monitoring the health of the credit portfolio
prompt reporting of irregularities
adversities noticed and co
ordination in recovery
legal proceedingsAbouttheRoleCCMC Head leading a team of Officials in the cadre of AM to DVP is overall incharge of a Corporate Credit Mangement Centre
CCMC
which are located in metro cities
CCMCs handles the requirement of non
retail borrowal accounts under CRG
SME Segment during their entire life cycle parked at various branches spread across the country
which are not tagged to CBBs
CCSUs
through distance handling mechanism
DHM
as also control the Corporate Credit Service Units
CCSUs
who are based out of tier II towns
with a staff strength of 2
4 officials in each CCSU
CCMC Head is responsible for the smooth functioning of a CCMC and ensuring utmost customer
internal
external
satisfaction as also the efficient functioning of their mapped CCSU
He is responsible for ensuring timely delivery
monitoring the health of the credit portfolio
prompt reporting of irregularities
adversities noticed and co
ordination in recovery
legal proceedings also
Key ResponsibilitiesOverall supervision of the Corporate Credit Management Centre
Responsible for the smooth functioning of a CCMCLeading a team of Credit monitoring officials and Credit Delivery officials reporting in to the Head CreditMaintaining highest level of customer service
both internal and external customers
Liasioning with Business teams
CBG
WBCG
6
Responsible for effective functioning of the CBO Operating unit by ensuring timely disbursement and customer serviceResponsible for pending security creationResponsible for efficient functioning of the mapped CCSUs
Credit Delivery
Monitoring function of CCSUs also
Monitoring activities of the mapped CCSUOverall responsible for various activities carried out as under by
CCSU Service Relationship Managers in the cadre of Senior Manager to DVP who directly report to CCMC Head
Credit Delivery Officials and Credit Monitoring Officials in the cadre of AM to AVP who reports to Head Credit Delivery
Head Credit Monitoring
DVP
AVP
who in turn reports to CCMC HeadObtention of Stock Statements
Insurance Policies
ABS
FFR
Stock Audit Reports
LIE
Project Progress ReportUndertaking analysis of ABS
FFR
Stock Audit Reports
LIE
Project Progress Report analysis
reviewsConduct of unit inspectionAct as an interface to the client and ensure efficient customer service
for CCSUs
Interact with the Borrower to obtain pre
requisites for disbursement and ensure timely disbursement
for CCSUs
Follow up for perfection of securityUndertaking analysis of ABS
FFR
Stock Audit Reports
LIE
Project Progress Report analysis
reviewsMonitoring and tracking of high value transactions in the accounts Monitor transactions in ESCROW
TRA account
Recovery of interest and instalments on due dates
Recovery of penal interest
Maintaining records for unit
collateral inspections and triggering list of inspections due
Track receipt of due diligence reports
Trigger stock audit
revaluationHandle ECGC
Pay premium to ECGC at monthly intervals and ******** renewal to ECGCRecovery of charges as per Banks schedule of chargesProcess applications received for vendor empanelmentTracking Export Order for packing credit disbursementStressed Assets Management and handling of income reversal transactionsScrutiny of Sanction and preparation of Facility
Mortgage documentsIncase of take over
seek credit opinion report from transferror bank Scrutiny of Executed Documents and Security creationEnsuring compliance of sanction covenants Provide documentation certificate and KYC confirmation to OCL loans for opening of accountsIn case of multiple
consortium banking
Co
ordinate with other lenders for issuance of Pari
Passu
NOCsArrange to file charge with Registrar of Companies
obtain confirmation
conduct search post filing of charge
obtain the report for recordsCompliance of pre disbursement covenantsRecovery of fees as stipulated in sanction and as per Banks schedule of chargesAccord credit approval for TF transactionsEffecting disbursement Prepare AOD on renewal of limits and get executed through SRM and keep executed AODs in safe custodyFinacle updation at various stages Handle credit
concurrent audit and arrange for compliance of adverse observationConduct legal audit and prevent income leakage
TAT Maintenance
Adherence to SLALimit Node Maintenance
ROI UpdationGraduation
Post
Graduation from a recognized institute12
15 years in a relevant roleRole Proficiencies
For successful execution of the job
the candidate should possess the following
Knowledge of banking products and servicesKnowledge of regulatory guidelines and normsGood communication
both verbal and written
skill in both English and the local languageAbility to manage complex client situationsAbility to manage risk and uncertainty for self and team within a dynamic priority
setting environmentAbility to handle pressure and meet deadlines
💡 Quick Summary
Seeking a career-building opportunity? The WBOWBSUHead WBSU position is now open for candidates interested in the Bank Jobs sector. This role in Ahmedabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
