Job Description
Job Title Wholesale Credit(Business Banking)- Associate (Credit Sr. Officer) - Bangalore As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.
You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.
Job Responsibilities Credit Sr.
Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality.
The officer evaluates credit applications for recommendation.
• Independently analyzes and evaluate the risk of adding a particular transaction to the bank's loan portfolio.
• Understand and assess the customer's business model and its viability in the long run.
• Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business.
• Considers alternative credit structures to mitigate risk where appropriate.
• Recommend action to be taken on credit, identifies key risks and information requirements & ensure that credit facilities presented are properly graded.
• Personally develop and maintain strong working relationships with Stakeholders.
• Lead/ independently handle the business-critical projects & Improve the operational efficiency and effectiveness of the process by identifying inefficiencies and taking action to resolve the same. Required Qualifications, Skills and Capabilities We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. 10 plus years' experience as a credit underwriter or similar position requiring business knowledge and credit judgment. Postgraduate or an advanced degree in business management, finance or accounting. Ability to formulate and articulate objective views based on professional analysis. Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues. Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills. Good organization skills and ability to work within time constraints in a highly regulated industry. Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts. About Us [Populated Automatically] Across JPMorgan Chase, we serve millions of customers and many of the world's most prominent corporate and government clients. Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities. We are proud of our reputation as one of the world's most admired companies and we know that it's our people who make us successful. We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward. This employer is a corporate member of myGwork - LGBTQ+ professionals, the business community for LGBTQ+ professionals, students, inclusive employers & anyone who believes in workplace equality
You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.
Job Responsibilities Credit Sr.
Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality.
The officer evaluates credit applications for recommendation.
• Independently analyzes and evaluate the risk of adding a particular transaction to the bank's loan portfolio.
• Understand and assess the customer's business model and its viability in the long run.
• Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business.
• Considers alternative credit structures to mitigate risk where appropriate.
• Recommend action to be taken on credit, identifies key risks and information requirements & ensure that credit facilities presented are properly graded.
• Personally develop and maintain strong working relationships with Stakeholders.
• Lead/ independently handle the business-critical projects & Improve the operational efficiency and effectiveness of the process by identifying inefficiencies and taking action to resolve the same. Required Qualifications, Skills and Capabilities We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. 10 plus years' experience as a credit underwriter or similar position requiring business knowledge and credit judgment. Postgraduate or an advanced degree in business management, finance or accounting. Ability to formulate and articulate objective views based on professional analysis. Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues. Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills. Good organization skills and ability to work within time constraints in a highly regulated industry. Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts. About Us [Populated Automatically] Across JPMorgan Chase, we serve millions of customers and many of the world's most prominent corporate and government clients. Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities. We are proud of our reputation as one of the world's most admired companies and we know that it's our people who make us successful. We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward. This employer is a corporate member of myGwork - LGBTQ+ professionals, the business community for LGBTQ+ professionals, students, inclusive employers & anyone who believes in workplace equality
💡 Quick Summary
Seeking a career-building opportunity? The Wholesale Credit|Business Banking| Associate position is now open for candidates interested in the Bank Jobs sector. This role in Bangalore offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.