Job Description
BCA writing and financial analysis
Quarterly Bank statement analysis incl. that of other banks, wherever applicable.
Counterparty names to be added in BCA for products like LC, PIF, SIFetc
Monitor and ensure other timely submissions like QPR, UFCE, etc
Ensure closure of CaRTs and NIL overdue CaRT
Quarterly Performance Review
OD churn analysis
Recording of breaches in Covenants & other approval T&C during BCA renewal / Variance Analysis
Tracking of Financial Data submission (Provisionals & Audited Balance Sheet) along with its variance
NCLT Cases (both for & against our clients)
Review Date Extensions - Ensure RDE below 3% and no BCA >30 day
Handling Audit related queries, if any (concurrent audit / GIA) etc.
Regulatory & Business Conduct
Display exemplary conduct and live by the Group s Values and Code of Conduct .
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the India/Medium Enterprises/Credit Analyst Team/South to achieve the outcomes set out in the Bank s Conduct Principles
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association
Key stakeholders
Relationship team, Credit team, Compliance, Audit
Other Responsibilities
Embed Here for good and Group s brand and values in India/Medium Enterprises/Credit Analyst Team/South [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); Nil[List all responsibilities associated with the role]
Qualifications
Chartered Accountant / MBA
About Standard Chartered
Were an international bank, nimble enough to act, big enough for impact. For more than 160 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we cant wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be
Quarterly Bank statement analysis incl. that of other banks, wherever applicable.
Counterparty names to be added in BCA for products like LC, PIF, SIFetc
Monitor and ensure other timely submissions like QPR, UFCE, etc
Ensure closure of CaRTs and NIL overdue CaRT
Quarterly Performance Review
OD churn analysis
Recording of breaches in Covenants & other approval T&C during BCA renewal / Variance Analysis
Tracking of Financial Data submission (Provisionals & Audited Balance Sheet) along with its variance
NCLT Cases (both for & against our clients)
Review Date Extensions - Ensure RDE below 3% and no BCA >30 day
Handling Audit related queries, if any (concurrent audit / GIA) etc.
Regulatory & Business Conduct
Display exemplary conduct and live by the Group s Values and Code of Conduct .
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the India/Medium Enterprises/Credit Analyst Team/South to achieve the outcomes set out in the Bank s Conduct Principles
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association
Key stakeholders
Relationship team, Credit team, Compliance, Audit
Other Responsibilities
Embed Here for good and Group s brand and values in India/Medium Enterprises/Credit Analyst Team/South [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); Nil[List all responsibilities associated with the role]
Qualifications
Chartered Accountant / MBA
About Standard Chartered
Were an international bank, nimble enough to act, big enough for impact. For more than 160 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we cant wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be
💡 Quick Summary
Seeking a career-building opportunity? The Work profile for Credit Analyst| Medium Enterprises| BB position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
