Job Description
• Role: Working Capital RM Business Banking
• Location:Mumbai, Ludhiana, Chennai, Hyderabad
• Experience: 3- 15 yrs
• Description:
• Functional Responsibilities:
• Sourcing
- ¬ Conduct market study and prepare market maps to streamline sourcing
- ¬ Cold-call on potential clients and constantly track their demand for banking requirements
- ¬ Conduct market visits and promote Bank’s various products to prospective customers
- ¬ Periodically visit existing customers and identify opportunities for up-sell and cross-sell
- ¬ Participate in product promotion events organized in partnership with key industry stake holders
- ¬ Respond to loan requests received through external channels - Financial Advisory service providers, Chartered Accountants, etc.
• Credit Underwriting & Credit Rating
- ¬ Collect KYC documents, financial statements and other collateral related documents from borrowers
- ¬ Conduct borrower and collateral de-dupe checks in the system
- ¬ Coordinate with credit analysts and complete minimum eligibility checks
- ¬ Conduct personal discussions, perform secondary research & prepare market study reports
- ¬ Coordinate with borrower to accept the sanction letter complete signing of loan agreement and T&C documents
- ¬ Coordinate with Credit Admin team for completing compliance checks before disbursement of credit facility
- ¬ Coordinate with Central Operations team for account opening
- ¬ Monitoring of the account post disbursal
- ¬ Ensure compliance with sanction termsProduct
- ¬ Assist Product Team in new product launches by conducting market studies
- ¬ Conduct marketing activities to promote new products launched
- ¬ Any other tasks assigned by the bank.
• Competencies required for role:
- (a) Communication
- (b) Sales Skills
- (c) Relationship management
- (d) Leadership skills
- (e) Ability to attract good talent
- (f) Team Development
- (g) Planning and Implementation
- (h) Resource Allocation
- (i) Achievement Orientation
- Urgent Openings
- Contract/Freelance
- Contract to Hire
- Direct Hire
💡 Quick Summary
Seeking a career-building opportunity? The Working Capital Rm Business Banking position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
