Job Description
CA / MBA Finance from a reputed institute
Candidate needs to have an overall experience of 5-7 years of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC
Candidate must have exposure in lending to Mid Corporate clients
Candidate would be responsible for active market coverage of prospective clients to achieve new client acquisition goals to generate new and incremental margin and fee-based revenue
Must have experience in commercial credit matters should be able to read interpret and understand financial statements and credit quickly
Preparing financial models appraisal notes for the internal approvals
Roles And Responsibilities
Sourcing of corporates with turnover from Rs 200 crores to Rs 2000 crores for funding their working capital as well as capex needs through various channels
Negotiating terms of the relationship with the client Undertaking credit analysis of corporate clients from a lending perspective structuring the products as per the requirement and Preparing financial models appraisal notes for the internal approvals
Scoping Budgeting and account planning for the relationships handled and targeted
Deepening of relationships with existing clients exploring enhancement opportunity and achieving quarterly sales targets for existing clients
Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the Bajaj Finance
Coordinating between the client and different stakeholders for disbursement and security perfection
Monitoring and reviewing existing facilities to ensure compliance of post sanction terms and disbursement
Thorough monitoring of accounts sourced keep track on customer business and report any early warning signals and take appropriate actions as identified
Regular tracking of progress on the agreed key metrics towards delivering on the strategy
Maintain NIL delinquency in the accounts sourced
3.00-5.00 Years.
💡 Quick Summary
Seeking a career-building opportunity? The Zonal Manager | Commercial Lending | Bank position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
