Job Description
Job Summary
Job Description
What is the opportunity?
The purpose of the origination role is to market, structure and execute securitized transactions and to be responsible for providing high quality products and services for RBC’s clients while at the same time generating a material source of revenue, favorable risk/return profile, cross-selling opportunities and client impact for RBC.
What will you do?
Assist with the preparation of marketing materials for existing and target clients
Prepare data analysis, including statistical stratification of collateral portfolios, historical performance statistics, projection of future performance expectations, and derivation of expected case losses
Assist with preparation of materials and participate in the com-com (business approval) process
Assist with client sponsorship review
Participate in the preparation of credit write-ups (Transaction Request) that contain transaction terms and conditions. Assist with the review and approval of Transaction Requests by Group Risk Management and the conduit equity provider (where applicable)
Prepare RFPs and Information Memorandums, when applicable
Coordinate client, seller / servicer due diligence calls and prepare due diligence report
Assist with structuring of securitization transactions (primary analytical role on some transactions)
Actively participate in the preparation of transaction legal documentation and ensure the transaction model accurately reflects the terms of the agreements
Liaise with rating agencies to obtain rating agency approval of transactions
Assist clients in developing custom, menu driven settlement reports designed specifically to meet the terms and conditions of each transaction, where applicable (Client’s Seller Report)
Work with clients to assist in extracting historical portfolio information and build credit enhancement model for each transaction
Prepare and input required KME templates
Assist with annual renewals of existing transactions
Run transaction returns to analyse and optimise the financial resources consumed
Ongoing review and compliance of existing transaction performance (at least monthly)
Prepare scope, review and comment on initial and annual transaction AUPs
Help with maintenance of client relationships
Other deal/client transaction maintenance as required
Proactively identify operational risks/ control deficiencies in the business
Review and comply with Firm Policies applicable to the business activities
Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and the relevant risk and control functions promptly. Failure to do so may subject you to disciplinary action, up to and including termination
What you need to succeed?
Minimum of 2-5 years of relevant experience preferred
Significant securitization experience is required
Experience with multiple asset classes
MBA or BS in finance, economics or mathematics preferred but not required
Solid understanding of credit markets
Ambitious individual with strong presentation skills
Possess strong written and oral communication skills
Ability to prioritize and effectively manage a large workload in a high pressure environment
Ability to multi-task with little supervision
Ability to inter-act effectively & establish good working relationships with other personnel within RBC Capital Markets and external clients
High proficiency in Word, PowerPoint & Excel
Strong quantitative and analytical skills
Working Conditions:
Position will entail travel, domestic and overseas
Working conditions are extremely stressful at times
Considerable attention to detail and accuracy is a must
Hours are long and can be highly unpredictable at times (early mornings and late evenings). Workday starts at 8:30am or earlier
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to do challenging work
Flexible work/life balance options
Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details
Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:
TORONTO
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-06-05
Application Deadline:
2026-06-1+
Note: Applications will be accepted until 11:5+ PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
Job Description
What is the opportunity?
The purpose of the origination role is to market, structure and execute securitized transactions and to be responsible for providing high quality products and services for RBC’s clients while at the same time generating a material source of revenue, favorable risk/return profile, cross-selling opportunities and client impact for RBC.
What will you do?
Assist with the preparation of marketing materials for existing and target clients
Prepare data analysis, including statistical stratification of collateral portfolios, historical performance statistics, projection of future performance expectations, and derivation of expected case losses
Assist with preparation of materials and participate in the com-com (business approval) process
Assist with client sponsorship review
Participate in the preparation of credit write-ups (Transaction Request) that contain transaction terms and conditions. Assist with the review and approval of Transaction Requests by Group Risk Management and the conduit equity provider (where applicable)
Prepare RFPs and Information Memorandums, when applicable
Coordinate client, seller / servicer due diligence calls and prepare due diligence report
Assist with structuring of securitization transactions (primary analytical role on some transactions)
Actively participate in the preparation of transaction legal documentation and ensure the transaction model accurately reflects the terms of the agreements
Liaise with rating agencies to obtain rating agency approval of transactions
Assist clients in developing custom, menu driven settlement reports designed specifically to meet the terms and conditions of each transaction, where applicable (Client’s Seller Report)
Work with clients to assist in extracting historical portfolio information and build credit enhancement model for each transaction
Prepare and input required KME templates
Assist with annual renewals of existing transactions
Run transaction returns to analyse and optimise the financial resources consumed
Ongoing review and compliance of existing transaction performance (at least monthly)
Prepare scope, review and comment on initial and annual transaction AUPs
Help with maintenance of client relationships
Other deal/client transaction maintenance as required
Proactively identify operational risks/ control deficiencies in the business
Review and comply with Firm Policies applicable to the business activities
Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and the relevant risk and control functions promptly. Failure to do so may subject you to disciplinary action, up to and including termination
What you need to succeed?
Minimum of 2-5 years of relevant experience preferred
Significant securitization experience is required
Experience with multiple asset classes
MBA or BS in finance, economics or mathematics preferred but not required
Solid understanding of credit markets
Ambitious individual with strong presentation skills
Possess strong written and oral communication skills
Ability to prioritize and effectively manage a large workload in a high pressure environment
Ability to multi-task with little supervision
Ability to inter-act effectively & establish good working relationships with other personnel within RBC Capital Markets and external clients
High proficiency in Word, PowerPoint & Excel
Strong quantitative and analytical skills
Working Conditions:
Position will entail travel, domestic and overseas
Working conditions are extremely stressful at times
Considerable attention to detail and accuracy is a must
Hours are long and can be highly unpredictable at times (early mornings and late evenings). Workday starts at 8:30am or earlier
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to do challenging work
Flexible work/life balance options
Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details
Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:
TORONTO
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-06-05
Application Deadline:
2026-06-1+
Note: Applications will be accepted until 11:5+ PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
💡 Quick Summary
Seeking a career-building opportunity? The Analyst / Associate, Origination & Structuring, Securitization position is now open for candidates interested in the Helper Jobs sector. This role in Toronto offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Helper Jobs is a plus.
