Associate| Specialist| Credit approval| Risk Management Group

💰 ₹18,000 - ₹28,800 (Est.) 📍 New Delhi 🕐 2 days ago

Job Description

We enable financial institutions to become digital leaders.

As a professional team of global scale, we work with best clients for great and exciting projects, in an environment where we learn amazing things every day.

Each code, each voice, each contribution, each challenge, each success is celebrated here.

We welcome candidates who share our values, have the skills and are passionate to enjoy our journey to build the digital future of finance, together.

About the job :

We are looking for Senior Business Analyst with 7+ years in Digital Banking, to join our rapidly growing team across regions.

We are looking for someone with implementation stories to tell and ready to apply best practices to our customers.

If you enjoy leading modules independently, teams and task assignments, and are knowledgeable in Digital Banking across different products and the functionalities to be implemented in the application, then you will definitely enjoy working with us.

What you will be doing :
• Undertake market research, collate feature recommendations from clients and build a pipeline of requirements.
• Prioritize the requirements and assist the Product Director in creation of road map.
• Conduct and lead requirements gathering sessions & identify gaps amongst existing product and client requirements and suggest possible solutions.
• Analyze all business requirements and provide detailed specifications.
• Assist project managers and development team during the project life cycle especially reviewing & executing test cases, training business users, and leading the UAT.
• Work on project lifecycle and different methodologies like Waterfall or Agile.
• Act as a Consultant to provide business value analysis as part of discovery phase.
• Provides support and guidance to presales and professional services on new system features.
• Work closely with the Technical Lead on the requirements document and RTM.
• Act as a guide / mentor and prepare more leaders by using the knowledge, skill, and experience.
• Work on multiple projects and able to manage time accordingly

What we are looking for :
• 7+ years of relevant working experience
• Bachelor’s Degree in IT, Computer Science
• Experience in Product Development and implementation of multiple Digital Banking Solutions for Digital Banking.
• Thorough understanding of at least one of the Retail Banking Operations or Functions like Card Operations, Digital Banking, Retail On boarding and Account Opening.
• Good knowledge of Digital channels is a must.
• Good knowledge of one or more of the Retail Products like CASA Accounts, Fixed Deposit, Islamic banking products and Credit Cards.
• Understanding of various analysis techniques and methodologies.
• Ability to convert concepts into visual diagrams and processes using different tools like MS Visio, Balsamiq, Adobe XD.
• Hands-on Experience working on different rule engines and process automation tools and techniques.
• Knowledge about customer service, sales, and marketing aspects within a bank.
• Ability to define and explain end-to-end processes via User Journeys.
• Experience in integrating Digital channels with back end systems.
• Knowledge of Core Banking Systems, Operations, and Functionalities.

What we are offering :
• Remote Freedom, Your Way : At VeriPark we believe in the power of talent, no matter where it resides. Design your ideal workspace and achieve the perfect work-life balance.
• Performance-Linked Bonus : Your hard work doesn't go unnoticed! Enjoy a performance-linked bonus as a testament to your dedication!
• Rewards Beyond the Job : Enjoy a comprehensive benefits package, including Remote Work Support, Health Insurance, Care Program, and Online Psychological Support. We care you!
• Birthday Leave, Because You Matter : We value your special moments! Take the day off on your birthday and treat yourself.
• Global Impact, Cutting-Edge Tech : Immerse yourself in global projects with top-tier clients and stay ahead with cutting-edge technologies.

Your skills will shape the future of our industry.
• Unleash Your Potential : Develop yourself with VeriPark Academy opportunities; webinars, and in-house training sessions.
• Diverse, Vibrant Community : Be part of a dynamic environment that values diversity and inclusivity.
• Together Culture : Even in a remote world, we cultivate connections through engaging face-to-face gatherings as well as online fun events.

Special information sharing environment where you can update & align yourself.

About VeriPark :

We are a global technology company with more than two decades of expertise in the Financial Services industry. Our mission is to enable financial institutions to become digital leaders by delivering world class customer journeys in digital and assisted channels.

We develop omni-channel delivery, customer engagement (CRM), branch automation and loan origination solutions based on Microsoft technology (Azure, Dynamics 365, Power Platform) for banks and insurance companies worldwide.

With offices in 15 countries from Canada over Europe and the Middle East to Kuala Lumpur, our +00+ colleagues are serving customers in more than 30 countries worldwide.

https : / / www.veripark.com
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DBS Bank


Associate, Specialist, Credit approval, Risk Management Group
DBS Bank • New Delhi, Delhi • via LinkedIn
20 hours ago
Full–time
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Job description
Business Function

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

Responsibilities
• To manage and monitor under writing team of his region, supporting them for meeting the business targets
• To frame the lending policy framework, processes, and workflow, assist in setting up an error free process across locations
• To approve credit applications as per DOA judiciously
• Ensuring that quality of Bank’s exposure in India is acceptable at all times
• Maintaining a NIL delinquent book across region and ensuring zero audit lapses and noting
• Provide guidance to the team of Mortgage counselors on areas of policy and processes

Key Accountability
• To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks
• To keep track of delinquency levels and ensuring that requisite follow up along with the Collections and Business team is being done to ensure that overdues are regularised in a time bound manner
• To have a sound knowledge of the Indian Western market especially Mortgages (both Home Loan and Loan Against property) in terms of risks associated with this product. Additional, expertise and knowledge on other location market is also an added advantage
• To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations
• To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same

Requirements
• 5+ years of experience in credit underwriting preferably Chartered Accountant/MBA in finance
• Financial analysis, good communication and writing skills
• Industry and competition knowledge

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Primary Location

India-Delhi-New Delhi

Job

Risk Management

Schedule

Regular

Job Type

Full-time

Job Posting

💡 Quick Summary

Seeking a career-building opportunity? The Associate| Specialist| Credit approval| Risk Management Group position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: VeriPark

Frequently Asked Questions

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The expected salary for Associate| Specialist| Credit approval| Risk Management Group in New Delhi is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Associate| Specialist| Credit approval| Risk Management Group is an on-site position based in New Delhi. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Associate| Specialist| Credit approval| Risk Management Group. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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