Branch Credit Manager-Rural

InsuranceDekho


Relationship manager for insurance brokerage
InsuranceDekho • Gurugram, Haryana • via LinkedIn
20 hours ago
Full–time
No Degree Mentioned
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Job description
Relationship Manager for Insurance Brokerage Position

We are seeking a dedicated Relationship Manager to join our dynamic team at our insurance brokerage firm located in Gurugram. This role is perfect for someone with a strong background in the insurance domain, particularly with motor products, and possesses excellent communication skills. The ideal candidate will have 1-5 years of experience in insurance brokerage or a related field and will be responsible for managing and nurturing client relationships to drive business success.

Key Responsibilities
• Develop and maintain strong relationships with both new and existing clients to understand their insurance needs.
• Advise clients on suitable motor insurance products and services based on their requirements and risks.
• Negotiate terms with clients and insurance providers to secure mutually beneficial agreements.
• Handle client concerns, resolve issues, and ensure client satisfaction with services provided.
• Maintain a deep understanding of motor products, market conditions, and trends within the insurance industry.
• Coordinate with other team members to facilitate seamless service delivery.
• Ensure compliance with regulatory laws and standards in all transactions and interactions.

Required Skills
• In-depth knowledge of motor product offerings within the insurance domain.
• Firm grasp of various types of insurance plans (especially vehicle-related) available on the market.
• Ability to effectively communicate complex information clearly both verbally and in writing.
• Demonstrated ability to negotiate successfully on behalf of clients.

Secondary Skills
• Strong interpersonal skills, capable of building rapport quickly with clients from diverse backgrounds.

Experience Range

1-5 years

Job Timing

This position requires the candidate to work in-office during regular business hours.

Job Type

This is a full-time position based in Gurugram.

If you are passionate about building lasting client relationships and have a detailed understanding of the insurances sector, particularly motor products, we would love to hear from you. Join us in driving forward our mission of providing tailored insurance solutions that meet the unique needs of each client. We look forward to your application!

field sales,insurance knowledge,motor insurance
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IDFC FIRST Bank


Branch Credit Manager-Rural
IDFC FIRST Bank • Nabha, Punjab • via IDFC Bank Career - IDFC FIRST Bank
13 hours ago
Full–time
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Job description
Job Requirements

Job Requirements

Job Description

Job Title – Branch Credit Manager-Rural

Business Unit - Retail Banking

Function – Credit

Job Purpose:

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:
• Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
• Maintaining Credit TAT to ensure the growth of business.
• Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases.
• Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
• To manage post disbursement documents and partly disbursed cases.
• Maintaining credit MIS and various management reporting as required
• Manage Audit compliance for the branch and support in other operational activities.
• Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
• Recommend process changes in order to improve service efficiency and quality across the assigned area.
• Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.

Educational Qualifications : Graduation (Any Field)

Experience:

2+ years of experience in credit

India
Punjab
Nabha Show on map Get directions