Job Description
Credit Analyst -
- Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
- Credit risk assessment of securitisation transactions (PTCs)
- Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.
- Doing client calls to understand their business model and risk management policies.
- Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.
- Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
- Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.
- Escalate with action plan for non-compliances
- Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits
Job Requirement:
- CA / MBA with at least 3-4 yrs relevant segment.
Good understanding of Accounting Standards, Balance Sheet Analysis.
- Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
- Good interaction and communication ability.
- Excellent verbal, written communication & presentation skills
- Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.
- Credit risk assessment of securitisation transactions (PTCs)
- Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.
- Doing client calls to understand their business model and risk management policies.
- Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.
- Ensuring that loans adhere to program, compliance, due diligence and industry requirements.
- Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.
- Escalate with action plan for non-compliances
- Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits
Job Requirement:
- CA / MBA with at least 3-4 yrs relevant segment.
Good understanding of Accounting Standards, Balance Sheet Analysis.
- Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
- Good interaction and communication ability.
- Excellent verbal, written communication & presentation skills
💡 Quick Summary
Seeking a career-building opportunity? The Credit Analyst Credit Risk|underwriting Nbfc|bank position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai, offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
