Credit Analyst - Personal Loans

💰 ₹18,000 - ₹28,800 (Est.) 📍 Pune

Job Description

What role you will play in team: Assess creditworthiness of personal loan applicants and manage risk within the lending portfolio.What you will do: Analyze credit reports, income documents, and other relevant information to determine creditworthiness of loan applicants.Key responsibility:Analyze applicant credit reports and financial statementsAssess risk and make recommendations on loan approvalsMonitor loan performance and identify potential risksMaintain up-to-date knowledge of credit policies and regulationsCollaborate with other team members to ensure efficient workflowRequired Qualification and Skills:Bachelor's degree in finance, accounting or related fieldUnderstanding of credit scoring and risk assessmentExcellent analytical and problem-solving skillsProficiency in Microsoft Excel and other data analysis toolsExperience with credit bureau data preferredBenefits Included:Competitive salary and benefitsPerformance-based incentivesOpportunities for career advancementHealth and wellness programsA Day in the Life: Reviewing loan applications, analyzing credit reports, making recommendations on loan approval, and monitoring loan performance.

💡 Quick Summary

Seeking a career-building opportunity? The Credit Analyst - Personal Loans position is now open for candidates interested in the Finance sector. This role in Pune offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Finance is a plus.

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Frequently Asked Questions

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The expected salary for Credit Analyst - Personal Loans in Pune is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Credit Analyst - Personal Loans is an on-site position based in Pune. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Credit Analyst - Personal Loans. Previous experience in Finance is a plus. Freshers may also apply depending on the employer's requirements.
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