Debt Manager|Flows|Micro Finance

💰 ₹18,000 - ₹28,800 (Est.) 📍 Lucknow

Job Description

Job Description

Job Title – Collection Manager

Place of work – Lucknow ( Pandit House )

Business Unit - Retail Banking

Function – Collections

Job Purpose:

The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:
• Responsible for managing and undertaking collections process for debts that have been assigned
• Regularly track the portfolio for specific buckets for the assigned area
• Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters
• Responsible to allocate and achieve targets from agencies/ in house team
• Regularly follow up with the default customers
• Ensuring adherence to collection process and legal guidelines
• Tracing out absconded default customers and initiate recovery process
• Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases
• Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing of collection feedback on daily, weekly & monthly basis

Educational Qualifications:

Graduate – Any

Post Graduate – Any

Experience: Minimum of 3 or more years of experience in collections

💡 Quick Summary

Seeking a career-building opportunity? The Debt Manager|Flows|Micro Finance position is now open for candidates interested in the Bank Jobs sector. This role in Lucknow offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: IDFC FIRST Bank Limited

Frequently Asked Questions

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The expected salary for Debt Manager|Flows|Micro Finance in Lucknow is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Debt Manager|Flows|Micro Finance is an on-site position based in Lucknow. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Debt Manager|Flows|Micro Finance. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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