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Product Manager - Working Capital Finance - Leading...
J
Just Career Management Private Limited
New Delhi, Delhi
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23 hours agoFull–time
Job Title

Product Manager Working Capital Finance

Proposed Grade

Manager / Senior Manager

Department

Working Capital Finance

Location

New Delhi

Eligibility

Manager / Senior Manager

Reporting To

Product Head Working Capital Finance
• Position Purpose:

The Product Manager is responsible to drive initiatives, that help in achieving the stated strategic objectives of Working capital finance unit. This position will work with function like sales, credit, and operations across WCF to ensure that goals defined for WCF are delivered as per expectations. As product manager WCF, the main role will be to manage and execute product linked key performance matrix, regulatory reporting, ensure compliance, maintaining portfolio hygiene, initiate client communications, drive process and system changes in line with regulatory / business requirements for WCF department.
• Position Responsibilities:

Sr.

Key Responsibilities

1

Manage day to day functioning of Product aspects for Working Capital Finance (WCF).

2

Manage all regulatory, compliance reporting in time for WCF

3

Prepare and publish dashboards, reports, mis of key matrix on WCF business regularly to all stakeholders. Ensure review of portfolio at regular intervals and appropriate reporting.

4

Work with the functions such as Operations, Policy, Credit, Legal, Compliance teams in developing and executing the product related aspects such as processes, regulatory compliance, product kits, risk policy review etc.

5

Run client communication through mediums like - Online, SMS, Email etc. for all working capital facility related information, any changes in product for all and develop acquisition focused marketing programs for cross selling Working Capital products on the banks existing client base.

6

Develop go-to-market strategy, in conjunction with the WCF Sales team for Implementation of the marketing and Incentive plans

7

Responsible for the development of all customer requirement understanding such as generate market Intelligence, buyer preferences and competition mapping, markets investigation etc.

8

Review and suggest cost saving measures to be within budgets on the Product P&L

9

Develop and execute all product related information by streamline the data flow concerns if any in all the products handled.
• Qualifications and Experience Required:

Essential

Qualifications

Postgraduate from a known institute

Preferred

Management Graduate

Essential

Experience

Minimum 5- 6 years of experience in banking (preferably assets).

Understanding of the banking environment for asset products.

Preferred

Experience in product management role.

Prior experience in functions related to asset products (business/ policy/ credit etc.)
• Competency Requirements:
• Technical Skills.

Strategic, Analytical, good writing Skills are a must

Good understanding of the financial services business

Proficiency in MS excel, and MS power is must

A strong communicator with excellent co-ordination, relationship, and team management skills.
• Behavioral Skills

Competencies

Attribute

Professionalism

Conducts duties with good judgment and in good faith

Respect

Sensitive and responsible for what is said and done

Excellence

Acts in a manner that earns the trust and admiration of others

Entrepreneurial

Enterprising and take ownership of ones actions

Teamwork

Works collaboratively to achieve the common goals and be successful together

Influence

Influences stakeholders in a smooth, non-abrasive manner

Analytical Thinking

The scientific approach to problem solving. Definition; Hypothesis; Facts; Analysis; Solution. Incisive Analytical Skills.

Attention to Detail

Is meticulous and checks on the nitty gritty

Conceptual Thinking

Ability to identify patterns or links between seemingly unrelated issues

Problem Solving

Using generic or ad hoc methods, in an orderly manner, for finding solutions

Adaptable

Adapts to challenging situations
• Functional Inter linkages.
• All functions like sales, credit, operations, policy, legal , compliance, marketing, technology, bsg etc. within the bank.
Vendors and third parties outside the bank