Job Description
Role Overview:
As a Credit Analyst, your key objective will be to analyze proposals and prepare credit notes to facilitate faster deal closures. You will play a proactive role in deal structuring and credit enhancement to maintain a balance between business growth and portfolio quality. Meeting new and existing customers regularly, monitoring the portfolio, identifying stress accounts, and ensuring continuous monitoring of high-value exposures in the region will be essential aspects of your role.
Key Responsibilities:
- Conduct credit analysis of proposals and prepare credit notes
- Participate in deal structuring and credit enhancement for faster deal closures
- Meet new and existing customers on a regular basis
- Monitor the portfolio regularly and identify stress accounts for corrective measures
- Continuously monitor high-value exposures in the region
Qualifications Required:
- Strong analytical skills
- Good understanding of credit underwriting principles
- Ability to balance business growth and portfolio quality
- Excellent communication and interpersonal skills
- Proactive approach towards identifying and resolving issues
Please note that this job also requires developing market intelligence through interactions with competitors, key business groups, and CA firms. Additionally, you will be responsible for raising early warning signals for stress accounts, ensuring minimal audit queries, and resolving them within prescribed timelines.,
As a Credit Analyst, your key objective will be to analyze proposals and prepare credit notes to facilitate faster deal closures. You will play a proactive role in deal structuring and credit enhancement to maintain a balance between business growth and portfolio quality. Meeting new and existing customers regularly, monitoring the portfolio, identifying stress accounts, and ensuring continuous monitoring of high-value exposures in the region will be essential aspects of your role.
Key Responsibilities:
- Conduct credit analysis of proposals and prepare credit notes
- Participate in deal structuring and credit enhancement for faster deal closures
- Meet new and existing customers on a regular basis
- Monitor the portfolio regularly and identify stress accounts for corrective measures
- Continuously monitor high-value exposures in the region
Qualifications Required:
- Strong analytical skills
- Good understanding of credit underwriting principles
- Ability to balance business growth and portfolio quality
- Excellent communication and interpersonal skills
- Proactive approach towards identifying and resolving issues
Please note that this job also requires developing market intelligence through interactions with competitors, key business groups, and CA firms. Additionally, you will be responsible for raising early warning signals for stress accounts, ensuring minimal audit queries, and resolving them within prescribed timelines.,
💡 Quick Summary
Seeking a career-building opportunity? The Regional Credit Manager-Emerging Business-Credit Appraisal- position is now open for candidates interested in the Accountant Jobs sector. This role in Kolkata offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Accountant Jobs is a plus.
