Job Description
Group Company : HDFC Bank Limited
Designation : Retail Assets - Gold Loan - Sales officer
Position description :
Responsible for sourcing business for the Gold Loan team
Primary Responsibilities :
• Sourcing Business- Solely responsible to source business through open market
• Need to create database of potential customers using lead generation tools
• Will work in catchment area and seek out new sales opportunities for driving revenue
• Relationship with customers :
• Sales Officer need to build and develop good relation with customer’s and cater their gold loan needs according the requirement
• Need to sustain long-lasting relations with customers to focus more renewals of loan.
• Promotional Activities :
• Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities
• Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.
• Cross Selling :
• Login FTR files at Local Ops / RAOPS
• Follow up with the Local Ops / RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.
Additional Responsibilities :
• Processing Rights :
• Will be having rights of maker in LOS and has to initiate transaction in the system
• Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan
• He is also construed as a pseudo custodian for the entire transaction
• Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer’s residence as per policy requirement
Educational qualifications preferred
• Category : Bachelor's Degree, Master's Degree
• Academic score : 50% +
Required work experience
• Industry : BFSI
• Role : Sales
• Years of experience : 1 to 3
Required Knowledge :
Work experience in the profile
Required Skills :
• Good Team spirit
• Inter personal skill
• Time / Team Management
• Good communication skill
Other :
• Reporting Designation : Sales Manager - GL
• Reporting Department-Sub BU : Retail Assets - Gold Loan
Specific requirements
Travel : Customer Visits
Other details
• Contract Types : PERMANENT
Designation : Retail Assets - Gold Loan - Sales officer
Position description :
Responsible for sourcing business for the Gold Loan team
Primary Responsibilities :
• Sourcing Business- Solely responsible to source business through open market
• Need to create database of potential customers using lead generation tools
• Will work in catchment area and seek out new sales opportunities for driving revenue
• Relationship with customers :
• Sales Officer need to build and develop good relation with customer’s and cater their gold loan needs according the requirement
• Need to sustain long-lasting relations with customers to focus more renewals of loan.
• Promotional Activities :
• Need to generate more business for team by conducting promotional activities like distribution of leaflet, canopy activity, ATM activities
• Need to conduct activities in residential & industrial places to create awareness of Gold loan amongst people.
• Cross Selling :
• Login FTR files at Local Ops / RAOPS
• Follow up with the Local Ops / RAOPS and ensure all cases are disbursed timely and not screwed towards the end of the month.
Additional Responsibilities :
• Processing Rights :
• Will be having rights of maker in LOS and has to initiate transaction in the system
• Sales officer will be signatory to the documents pertaining to the loan and mandatory presence is required during the processing of loan
• He is also construed as a pseudo custodian for the entire transaction
• Need to ensure all KYC copies are checked with originals and signed OSV, if required need to collect documents from customer’s residence as per policy requirement
Educational qualifications preferred
• Category : Bachelor's Degree, Master's Degree
• Academic score : 50% +
Required work experience
• Industry : BFSI
• Role : Sales
• Years of experience : 1 to 3
Required Knowledge :
Work experience in the profile
Required Skills :
• Good Team spirit
• Inter personal skill
• Time / Team Management
• Good communication skill
Other :
• Reporting Designation : Sales Manager - GL
• Reporting Department-Sub BU : Retail Assets - Gold Loan
Specific requirements
Travel : Customer Visits
Other details
• Contract Types : PERMANENT
💡 Quick Summary
Seeking a career-building opportunity? The Retail Assets | Gold Loan | Sales officer | Kishan Garh position is now open for candidates interested in the Bank Jobs sector. This role in Alwar offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.