Risk & Compliance Lead - Asset Management (12-month FTC)

Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.
We're looking for a Risk & Compliance Lead to join our Asset Management function on a 12-month fixed term contract.
Key Responsibilities
Support the assessment of new portfolio / forward flow transactions through an assessment of policies and procedures
Undertake detailed due diligence on new portfolios, focussing on the assessment of conduct risk (including compliance with Consumer Duty), operational and compliance risk from a 1LOD perspective
Conduct impact assessments, regulatory mapping, gap analyses, and prepare MI/reporting for senior teams
Oversight of existing portfolios including performance, issues under management and key risks
Provide product and service specific compliance guidance to the Asset Management team
Lead the delivery of the Asset Management thematic review plan to mitigate risks in the Asset Management RCSA framework
Oversee open assurance actions through to closure
Support the delivery of half yearly SMF attestation
Requirements:
Knowledge of relevant regulation and the FCA handbook including MCOB, CONC, CCA and Consumer Duty with an ability to interpret and apply to policies and procedures
A good understanding of what good customer outcomes look like across various scenarios, including affordability & creditworthiness, arrears handling, complaints and vulnerable customers
Experience of reviewing policies and procedures for completeness and compliance with relevant regulation
Experience of working with outsourced service providers is desirable
Proven ability to communicate with colleagues across different levels including senior managers, both verbally and in writing
Ability to see the bigger picture, applying, judgement on the impact of what we see in our due diligence on the bank and on our customers
Comfortable providing constructive challenge to third parties who may be senior managers
Understand the role of regulation, conduct risk and reputational risk, within financial services
Excellent written and verbal communication skills
Ability to balance workload and schedules with multiple priorities
Benefits:
25 days holiday (plus take your public holiday allowance whenever works best for you)
An extra day’s holiday for your birthday
Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
16 hours paid volunteering time a year
Salary sacrifice, company enhanced pension scheme
Life insurance at 4x your salary
Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
Generous family-friendly policies
Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships