Job Description
Full job description
JOB DESCRIPTION
Are you interested in contributing to keeping JPMorganChase strong and resilient? If you are keen to be part of the Credit Risk team to help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities, this opportunity is for you. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Vice President in the Wholesale Credit Risk team, you will be based in Mumbai, supporting the Greater China and Southeast Asia Japan Wholesale Credit Risk team. You will be at the forefront of executing transactions across derivatives, liquidity and cash management products, vanilla and structured loans, as well as acquisition & leveraged finance. You will be working closely with our business partners from various sectors including Global Investment Banking, Commercial Banking and Corporate Banking as well as Markets and Securities Services and Global Payments. Your role will be pivotal in promoting credit analytics including risk rating determination, industry assessment with a key focus on due diligence, structuring, negotiation, documentation, and approval of transactions. You will also be responsible for the ongoing credit monitoring and review work for all client facilities, providing you with a diverse and dynamic work environment.
Job responsibilities
Be responsible for ongoing supervision and management of an assigned portfolio of corporate and institutional clients across a range of industries
Take a lead role in the due diligence, structuring and documentation for transactions
Conduct detailed review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients’ industries and the key business and financial risks they face
Exercise a meaningful credit approval authority
Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
Review various credit and regulatory reporting requirements
Mentor and develop junior Wholesale Credit Risk team members
Track market and industry developments and their impact on clients
Recommend and monitor internal credit ratings; and
Support the team with ongoing ad-hoc initiatives and work streams
Required qualifications, capabilities and skills
Minimum of 6 years’ experience gained in a credit risk, or market risk role within corporate, institutional and/or investment banking
Bachelor's degree in Banking and Financial Investment, or other related disciplines
Strong credit / market risk analysis skills covering both qualitative and quantitative analysis
Strong understanding of products across loans, derivatives and liquidity and cash management products as well as related documentation
Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
Strong interpersonal skills
Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
Preferred qualifications, capabilities and skills
Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
ABOUT US
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, ****** orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAM
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
JOB DESCRIPTION
Are you interested in contributing to keeping JPMorganChase strong and resilient? If you are keen to be part of the Credit Risk team to help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities, this opportunity is for you. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Vice President in the Wholesale Credit Risk team, you will be based in Mumbai, supporting the Greater China and Southeast Asia Japan Wholesale Credit Risk team. You will be at the forefront of executing transactions across derivatives, liquidity and cash management products, vanilla and structured loans, as well as acquisition & leveraged finance. You will be working closely with our business partners from various sectors including Global Investment Banking, Commercial Banking and Corporate Banking as well as Markets and Securities Services and Global Payments. Your role will be pivotal in promoting credit analytics including risk rating determination, industry assessment with a key focus on due diligence, structuring, negotiation, documentation, and approval of transactions. You will also be responsible for the ongoing credit monitoring and review work for all client facilities, providing you with a diverse and dynamic work environment.
Job responsibilities
Be responsible for ongoing supervision and management of an assigned portfolio of corporate and institutional clients across a range of industries
Take a lead role in the due diligence, structuring and documentation for transactions
Conduct detailed review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients’ industries and the key business and financial risks they face
Exercise a meaningful credit approval authority
Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
Review various credit and regulatory reporting requirements
Mentor and develop junior Wholesale Credit Risk team members
Track market and industry developments and their impact on clients
Recommend and monitor internal credit ratings; and
Support the team with ongoing ad-hoc initiatives and work streams
Required qualifications, capabilities and skills
Minimum of 6 years’ experience gained in a credit risk, or market risk role within corporate, institutional and/or investment banking
Bachelor's degree in Banking and Financial Investment, or other related disciplines
Strong credit / market risk analysis skills covering both qualitative and quantitative analysis
Strong understanding of products across loans, derivatives and liquidity and cash management products as well as related documentation
Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
Strong interpersonal skills
Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
Preferred qualifications, capabilities and skills
Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
ABOUT US
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, ****** orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAM
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
💡 Quick Summary
Seeking a career-building opportunity? The Wholesale Credit Risk – Vice President position is now open for candidates interested in the Finance sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Finance is a plus.