Job Description
Research and evaluate clients’ creditworthiness
Appraise /underwrite the loan
Manage the entire credit application process, right from login to disbursement
Manage quality of portfolio
Manage post disbursement documents and partly disbursed cases
Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file /docket
Ensure all lending procedures comply with regulations
Monitor customers’ loan payments and increase the collection ratio
Follow up with clients to manage debt settlements and loan renewals
Training of CPA / DMA / DME
Responsible for TAT of delivering sanction letter and disbursement
Develop, review, and update our company’s credit policies
Deliverables:
Resolve customer issues and legal cases pertaining to sanction and disbursement process
Enhance business with minimized risk
Conduct Training sessions
Develop policy and procedures to strengthen department
Motivate and lead the team by approach of doing first & managing second.
Competencies:
Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties
Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive
Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority
Team building: Motivate and lead the team with increased happiness ratio.
Appraise /underwrite the loan
Manage the entire credit application process, right from login to disbursement
Manage quality of portfolio
Manage post disbursement documents and partly disbursed cases
Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file /docket
Ensure all lending procedures comply with regulations
Monitor customers’ loan payments and increase the collection ratio
Follow up with clients to manage debt settlements and loan renewals
Training of CPA / DMA / DME
Responsible for TAT of delivering sanction letter and disbursement
Develop, review, and update our company’s credit policies
Deliverables:
Resolve customer issues and legal cases pertaining to sanction and disbursement process
Enhance business with minimized risk
Conduct Training sessions
Develop policy and procedures to strengthen department
Motivate and lead the team by approach of doing first & managing second.
Competencies:
Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties
Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive
Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority
Team building: Motivate and lead the team with increased happiness ratio.
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Accountant Jobs sector. This role in Jaipur offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Accountant Jobs is a plus.