Job Description
InCred Financial Services
Credit Risk and Policy
InCred Financial Services • Mumbai, Maharashtra • via Foundit
18 hours ago
Full–time
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Job description
Job Title - Head - SME Credit Risk and Policy
Job Summary
We are seeking an experienced and strategic risk professional to lead Credit Risk, Policy Risk, Portfolio Risk, and Risk Framework initiatives within the SME lending vertical. The role involves overseeing risk strategy, credit policy governance, risk analytics, and end-to-end process enhancements to ensure sustainable and profitable growt...
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STEPS
Manager/Senior Manager - Product & CMS Sales - Commercial Banking
STEPS • New Delhi, Delhi • via IIM Jobs
18 hours ago
Full–time
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Job description
Given below Position details with a Leading Bank.
Job Title: PSM & Sr.Product Sales Manager-CMS Sales (Commercial Banking)
Function/Dept - Transaction Banking-Cash
Multiple Locations - Delhi/Mumbai/Bangalore/Kolkata/Chennai
Job Purpose:
The role entails owning the end to end & scaling Cash Management Business for the bank in a cost effective manner. The role bearer is responsible for providing inputs on designing the sales strategy to build volumes across region in mid-corporate and pure liability clients.
The role will closely collaborate with the Product Head, Operations, Compliance, Risk, IT and Policy team to ensure development of a market leading solutions in CMS (Physical & Digital). The role is responsible for revenue growth and will develop strategies to drive product penetration while maintaining overall portfolio quality requirement. It has a direct revenue responsibility for the Cash Management business contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
- Manage CMS requirements for clients and maintain regular client relationships.
- Identify and activate high-potential clients for CMS services. Drive growth in current account balances and fee-based income.
- Lead and direct the team by providing strategic inputs and plans for distribution penetration in current markets as well as future geographic expansion
- Provide strategic inputs to product and strategy teams for enhancing transaction banking offerings.
- Develop and execute business strategies for product development, sales, and service delivery.
- Collaborate with internal stakeholders for seamless execution and client servicing.
- Benchmark competition and gather market intelligence to refine offerings.
- Work with Product and Operations teams to re-engineer processes and enhance client stickiness.
- Leverage synergies through collaboration with internal stakeholders and deepen relationship with customers
- Provide inputs in designing long term and short-term strategy and develop constructive relationships with Digital marketplace partners and key alliances to drive digital transactions
- Ensure the successful adoption of internal compliances and regulatory framework across the business
- Maximize average current account balance and fee income
- Champion the adoption of high-quality market intelligence and data analytics to promote product, solution and sales effectiveness in line with the bank's growth/profitability objectives
- Recommend improvements to processes and policies across the Cash Management business to drive operational efficiencies and high-quality customer service
- Keep abreast with global market trends and competitor strategies in key markets
- Identify and build strategic alliances across segments to deliver innovative solutions.
- Support implementation of client deals and resolve transactional queries.
💡 Quick Summary
Seeking a career-building opportunity? The Manager/Senior Manager - Product & CMS Sales - Commercial Banking position is now open for candidates interested in the Accountant Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Accountant Jobs is a plus.