Job Description
GENERAL DESCRIPTION OF POSITION
The Electronic Banking Card Specialist, Sr serves as a subject matter expert for debit cards, credit cards, and card disputes. All duties of the Electronic Banking Card Specialist, Sr will adhere to federal regulations and serves customers through other banking professionals. This role will be the primary resource for customer/lending issues and resolutions.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Receive and respond to internal queues of front office requests, which includes tickets, emails, phone calls, letters, and various card applications. This duty is performed daily, about 40% of the time.
2. Work directly with departmental systems, lenders/retail, and customers to resolve card issues, errors, and fraud. This duty is performed daily, about 40% of the time.
3. Process, reconcile, and balance day-to-day card transactions. This duty is performed daily, about 10% of the time.
4. Resolve cardholder issues in coordination with front line staff and customers. This duty is performed as needed, about 10% of the time.
5. Adhere to all federal regulations including Regulation E and UDAAP. This duty is performed daily.
6. The ability to work in a constant state of alertness and in a safe manner. This duty is performed daily.
7. Complete required BSA/AML training and other compliance training as assigned. This duty is performed quarterly.
8. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED, plus specialized schooling and/or on the job education in a specific skill area; e.g. data processing, clerical/administrative, equipment operation, etc, plus 1+ to 23 months related experience and/or training, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to read and understand documents such as policy manuals, safety rules, operating and maintenance instructions, and procedure manuals; ability to write routine reports and correspondence.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to prepare and interpret bar graphs.
CRITICAL THINKING SKILLS
Ability to utilize common sense understanding in order to carry out written, oral or diagrammed instructions. Ability to deal with problems involving several known variables in situations of a routine nature.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Intermediate: 10-Key, Alphanumeric Data Entry, Spreadsheet, Word Processing/Typing
WORKING CONDITIONS
Periodically exposed to such elements as noise, intermittent standing, walking, pushing, carrying, or lifting; but none are present to the extent of being disagreeable.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Highly repetitive, low physical. Highly repetitive type of work which requires concentration in the performance of tasks for consistent time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is regularly required to sit, talk or hear; occasionally required to stand, walk, use hands to finger, handle, or feel, reach with hands and arms, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds; regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
Must possess a demonstrated ability to navigate various software. Must possess strong communication skills and good documentation/organizational skills. Ability to work effectively in a team environment as well as accomplish work assignments under minimal supervision and sometimes tight schedules.
EDUCATION and/or EXPERIENCE
Excellent customer service skills and a minimum of two years of related experience. Experience with card systems a plus. Experience with FIS systems a plus. Applicant is expected to have experience servicing customer needs in an often fast-paced environment.
The Electronic Banking Card Specialist, Sr serves as a subject matter expert for debit cards, credit cards, and card disputes. All duties of the Electronic Banking Card Specialist, Sr will adhere to federal regulations and serves customers through other banking professionals. This role will be the primary resource for customer/lending issues and resolutions.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Receive and respond to internal queues of front office requests, which includes tickets, emails, phone calls, letters, and various card applications. This duty is performed daily, about 40% of the time.
2. Work directly with departmental systems, lenders/retail, and customers to resolve card issues, errors, and fraud. This duty is performed daily, about 40% of the time.
3. Process, reconcile, and balance day-to-day card transactions. This duty is performed daily, about 10% of the time.
4. Resolve cardholder issues in coordination with front line staff and customers. This duty is performed as needed, about 10% of the time.
5. Adhere to all federal regulations including Regulation E and UDAAP. This duty is performed daily.
6. The ability to work in a constant state of alertness and in a safe manner. This duty is performed daily.
7. Complete required BSA/AML training and other compliance training as assigned. This duty is performed quarterly.
8. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED, plus specialized schooling and/or on the job education in a specific skill area; e.g. data processing, clerical/administrative, equipment operation, etc, plus 1+ to 23 months related experience and/or training, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to read and understand documents such as policy manuals, safety rules, operating and maintenance instructions, and procedure manuals; ability to write routine reports and correspondence.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to prepare and interpret bar graphs.
CRITICAL THINKING SKILLS
Ability to utilize common sense understanding in order to carry out written, oral or diagrammed instructions. Ability to deal with problems involving several known variables in situations of a routine nature.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Intermediate: 10-Key, Alphanumeric Data Entry, Spreadsheet, Word Processing/Typing
WORKING CONDITIONS
Periodically exposed to such elements as noise, intermittent standing, walking, pushing, carrying, or lifting; but none are present to the extent of being disagreeable.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Highly repetitive, low physical. Highly repetitive type of work which requires concentration in the performance of tasks for consistent time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is regularly required to sit, talk or hear; occasionally required to stand, walk, use hands to finger, handle, or feel, reach with hands and arms, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds; regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
Must possess a demonstrated ability to navigate various software. Must possess strong communication skills and good documentation/organizational skills. Ability to work effectively in a team environment as well as accomplish work assignments under minimal supervision and sometimes tight schedules.
EDUCATION and/or EXPERIENCE
Excellent customer service skills and a minimum of two years of related experience. Experience with card systems a plus. Experience with FIS systems a plus. Applicant is expected to have experience servicing customer needs in an often fast-paced environment.
💡 Quick Summary
Seeking a career-building opportunity? The E Banking Card Specialist, Sr position is now open for candidates interested in the Bank Jobs sector. This role in Tampa offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
