Job Description
Confidential
Accounts Executive cum office asst
Confidential • Jaipur, Rajasthan • via OLX India
23 hours ago
Full–time
No Degree Mentioned
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Job description
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AU SMALL FINANCE BANK
Lead - CLOS
AU SMALL FINANCE BANK • Jaipur, Rajasthan • via LinkedIn
18 hours ago
Full–time
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Job description
Location: Mumbai
Experience: 8–14 years (with strong Commercial/SME Lending systems background)
Function: Commercial Banking Technology
Employment Type: Full-time
Reporting: Head – Commercial Banking Technology (and close alignment with Business)
Role Summary
We are looking for a hands-on Tech Lead to own the Commercial Loan Origination System (CLOS) for AU’s Commercial/SME lending business. The role blends solution design, engineering leadership, integrations, and vendor management to deliver a high-availability, secure, and compliant origination platform across products such as Working Capital (CC/OD), Term Loans, WCDL, BG/LC linked limits, Supply Chain Finance, and Co-lending.
You’ll partner with Credit, Risk, Operations, Business, InfoSec, and Compliance to ensure seamless STP, strong controls, and stellar user experience from lead to disbursement.
Platforms: AU Bank uses CLOS (CredPro) for commercial lending; experience with CredPro or equivalent LOS is highly preferred.
What You’ll Do
Product & Solution Ownership
Serve as platform owner for CLOS—backlog, roadmap, environment strategy, and production stability.
Translate business/credit policies into configurable workflows, rule engines, scorecards, and maker-checker control patterns.
Drive straight-through processing (STP) for key journeys (application intake → CAM → underwriting → sanction → documentation → disbursement).
Engineering & Integrations
Lead design/implementation of APIs, microservices, and event flows integrating CLOS with: Core Banking & LMS, DMS/ECM (document generation, storage, e-stamping/e-sign), CRM, KYC/AML, Treasury/Limit systems
Bureaus (CIBIL/CRIF/Experian/Equifax), GSTN, MCA21, CKYC, CERSAI, LEI validations
Bank statement analyzers/Account Aggregator, valuation, legal, FI, property search, geo-tagging, site visit apps
Ensure secure, scalable, and observable services with standardized API contracts, schema management, and versioning.
Delivery & Quality
Run Agile ceremonies; define DoR/DoD; enforce CI/CD, test automation, performance testing, and secure SDLC.
Own SIT/UAT, release planning, cutovers, data migration, and hypercare for major programs.
Establish SRE practices: SLIs/SLOs, error budgets, incident response, root-cause analysis, and DR/BCP drills.
Risk, Security & Compliance
Embed regulatory controls aligned to RBI/FEMA guidelines for lending, KYC/AML, CERSAI, CKYC, CKYCR, SWIFT-linked BG/LC (where applicable), and internal audit/ITGC requirements.
Ensure audit readiness, access reviews, config baselines, and PII protection (masking/tokenization, encryption at rest/in-transit).
Vendor & Stakeholder Management
Work with product vendors/SIs (e.g., CredPro or equivalent) on fixes, upgrades, and performance tuning; manage SOWs/SLAs.
Partner with Business, Credit, Risk, Ops, Legal & Compliance to prioritize features and resolve process gaps.
Must-Have Qualifications
8–14 years in enterprise application engineering with 3–5+ years on Commercial/SME Lending LOS
Hands-on design/implementation of credit workflows, rule engines, collateral & covenant management, limit/line structures, and post-sanction documentation.
Strong integration experience with Core/LMS, DMS/e-Sign/e-Stamp, Bureaus, GSTN/MCA, CKYC/CERSAI, AA/Bank statement analyzers.
Proficiency in API-first architecture and at least one stack: Backend: Java/Spring Boot or .NET Core microservices
Database: Oracle/SQL Server/PostgreSQL; performance tuning, indexing, query optimization
Messaging/Events: Kafka/RabbitMQ; Caching: Redis
CI/CD & Infra: Git, Jenkins/Azure DevOps, Docker/Kubernetes, SonarQube, Nexus/Artifactory
Observability: ELK/EFK, Prometheus/Grafana, APM tools
Sound understanding of security patterns (OAuth2/OIDC, TLS, mTLS, secrets management, key rotation) and DR/BCP
💡 Quick Summary
Seeking a career-building opportunity? The Lead - CLOS position is now open for candidates interested in the Accountant Jobs sector. This role in Jaipur offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Accountant Jobs is a plus.