Job Description
Full job description
DBNC Capital needs a sharp, field-capable financial operator who can turn resisted, incomplete, or messy borrower records into lender-grade financial packages. When a borrower delays, avoids, or hands over half the story, this person gets access, gets the records, cleans up the reporting, and moves the file forward.
This is not routine bookkeeping. It is not a passive desk-only accounting role. The right person is calm under pressure, direct, persuasive, highly detailed, and comfortable walking into uncomfortable borrower situations without losing tact or judgment.
DBNC Capital is part of a third-generation family business with decades of history and a growing footprint across real estate, private lending, storage, brokerage, and hospitality. The culture is personal and direct, with real access to leadership and a strong bias for people who solve problems, take ownership, and keep moving.
DBNC Recruiting is the in-house sister company that handles hiring for DBNC Capital.
What You Will Own
Take ownership of DBNC Capital borrower files where financial reporting is missing, delayed, incomplete, disorganized, or unreliable.
Use DBNC Capital's contractual access rights to obtain books, records, site-level documents, borrower explanations, and third-party support.
Visit borrower offices or properties across the GTA as needed to gather records, inspect source material, and force stalled files into motion.
Reconstruct and clean financial reporting from accounting systems, spreadsheets, bank statements, paper files, boxes of records, rent rolls, leases, invoices, and other source documents.
Build lender-grade borrower packages: cleaned financial statements, cash-flow and NOI summaries, rent roll and lease support, missing-records logs, borrower and guarantor financial evidence, corporate standing evidence, debt schedules, tax/CRA evidence, and a clear refinance-ready narrative.
Identify gaps, risks, and inconsistencies in taxes, insurance, leases, arrears, vacancies, expenses, repairs, capital work, CRA/HST items, shareholder loans, related-party activity, and borrower explanations.
Set clear borrower deadlines, follow up directly, and escalate non-compliance to CEO, legal, loan terms, or the QA team when needed.
Maintain clear file status across roughly 15-20 active deals, with 3-5 new deals expected each month.
Present findings in a way CEO, DBNC Capital, QA, lawyers, and potential refinancing banks can understand and act on.
What Makes Someone A Fit
You may come from forensic accounting, insolvency, receivership, restructuring, controllership, private lending, real estate finance, borrower workouts, collections, audit, or another environment where people do not always volunteer clean information.
You have real experience dealing with resistant, evasive, distressed, disorganized, or adversarial parties.
You are not a pushover. You can be firm, direct, and persistent while still preserving professionalism and saving face where possible.
You are extremely strong with spreadsheets and can build clean, useful analysis quickly.
You are comfortable across accounting, CRA-related, real estate, document, and spreadsheet systems rather than tied to one software package.
You can work digitally and physically: Dropbox, CRA-related records, accounting software, bank statements, spreadsheets, paper files, binders, boxes, and messy borrower workspaces.
You can find the thread in a pile of incomplete information without getting overwhelmed by detail.
You are sharp, skeptical, organized, and able to verify instead of accepting weak answers.
A CPA designation is helpful and respected, but it is not required if you have proven you can get this kind of work done.
Why This Role Matters
DBNC Capital finances real deals where borrower delays can stall mortgages, refinancing, risk decisions, and cash movement. This role exists to stop files from waiting on borrowers who cannot or will not produce usable reporting on their own.
The right person will have immediate impact. You will work directly with CEO, coordinate with QA, and become the person who turns stuck borrower records into decisions DBNC Capital can act on.
Location And Schedule
This is a GTA field-facing role. DBNC Capital's office is in Mississauga, and borrower offices or properties may be anywhere in the GTA. When you are not on a borrower site, work may happen remotely or from the Mississauga HQ.
The schedule must be flexible. Most work will happen during business hours, but some borrower access, record gathering, or sensitive follow-up may need to happen after hours or at times that help preserve the borrower relationship while still getting the information DBNC Capital needs.
Compensation
$130,000-$165,000 base compensation, with flexibility upward for an exceptional person with proven forensic, restructuring, receivership, private lending, or borrower workout experience.
Application Process
Apply with your resume. DBNC Recruiting reviews applications personally.
Stage 1: short phone interview
Stage 2: DBNC Capital interview
Stage 3: deeper working-style and experience review
Stage 4: reference checks
Offer and onboarding if there is a strong match
Our recruitment process may include the use of AI to assist with candidate screening. All applicant information is handled in accordance with applicable privacy and employment legislation.
DBNC Capital needs a sharp, field-capable financial operator who can turn resisted, incomplete, or messy borrower records into lender-grade financial packages. When a borrower delays, avoids, or hands over half the story, this person gets access, gets the records, cleans up the reporting, and moves the file forward.
This is not routine bookkeeping. It is not a passive desk-only accounting role. The right person is calm under pressure, direct, persuasive, highly detailed, and comfortable walking into uncomfortable borrower situations without losing tact or judgment.
DBNC Capital is part of a third-generation family business with decades of history and a growing footprint across real estate, private lending, storage, brokerage, and hospitality. The culture is personal and direct, with real access to leadership and a strong bias for people who solve problems, take ownership, and keep moving.
DBNC Recruiting is the in-house sister company that handles hiring for DBNC Capital.
What You Will Own
Take ownership of DBNC Capital borrower files where financial reporting is missing, delayed, incomplete, disorganized, or unreliable.
Use DBNC Capital's contractual access rights to obtain books, records, site-level documents, borrower explanations, and third-party support.
Visit borrower offices or properties across the GTA as needed to gather records, inspect source material, and force stalled files into motion.
Reconstruct and clean financial reporting from accounting systems, spreadsheets, bank statements, paper files, boxes of records, rent rolls, leases, invoices, and other source documents.
Build lender-grade borrower packages: cleaned financial statements, cash-flow and NOI summaries, rent roll and lease support, missing-records logs, borrower and guarantor financial evidence, corporate standing evidence, debt schedules, tax/CRA evidence, and a clear refinance-ready narrative.
Identify gaps, risks, and inconsistencies in taxes, insurance, leases, arrears, vacancies, expenses, repairs, capital work, CRA/HST items, shareholder loans, related-party activity, and borrower explanations.
Set clear borrower deadlines, follow up directly, and escalate non-compliance to CEO, legal, loan terms, or the QA team when needed.
Maintain clear file status across roughly 15-20 active deals, with 3-5 new deals expected each month.
Present findings in a way CEO, DBNC Capital, QA, lawyers, and potential refinancing banks can understand and act on.
What Makes Someone A Fit
You may come from forensic accounting, insolvency, receivership, restructuring, controllership, private lending, real estate finance, borrower workouts, collections, audit, or another environment where people do not always volunteer clean information.
You have real experience dealing with resistant, evasive, distressed, disorganized, or adversarial parties.
You are not a pushover. You can be firm, direct, and persistent while still preserving professionalism and saving face where possible.
You are extremely strong with spreadsheets and can build clean, useful analysis quickly.
You are comfortable across accounting, CRA-related, real estate, document, and spreadsheet systems rather than tied to one software package.
You can work digitally and physically: Dropbox, CRA-related records, accounting software, bank statements, spreadsheets, paper files, binders, boxes, and messy borrower workspaces.
You can find the thread in a pile of incomplete information without getting overwhelmed by detail.
You are sharp, skeptical, organized, and able to verify instead of accepting weak answers.
A CPA designation is helpful and respected, but it is not required if you have proven you can get this kind of work done.
Why This Role Matters
DBNC Capital finances real deals where borrower delays can stall mortgages, refinancing, risk decisions, and cash movement. This role exists to stop files from waiting on borrowers who cannot or will not produce usable reporting on their own.
The right person will have immediate impact. You will work directly with CEO, coordinate with QA, and become the person who turns stuck borrower records into decisions DBNC Capital can act on.
Location And Schedule
This is a GTA field-facing role. DBNC Capital's office is in Mississauga, and borrower offices or properties may be anywhere in the GTA. When you are not on a borrower site, work may happen remotely or from the Mississauga HQ.
The schedule must be flexible. Most work will happen during business hours, but some borrower access, record gathering, or sensitive follow-up may need to happen after hours or at times that help preserve the borrower relationship while still getting the information DBNC Capital needs.
Compensation
$130,000-$165,000 base compensation, with flexibility upward for an exceptional person with proven forensic, restructuring, receivership, private lending, or borrower workout experience.
Application Process
Apply with your resume. DBNC Recruiting reviews applications personally.
Stage 1: short phone interview
Stage 2: DBNC Capital interview
Stage 3: deeper working-style and experience review
Stage 4: reference checks
Offer and onboarding if there is a strong match
Our recruitment process may include the use of AI to assist with candidate screening. All applicant information is handled in accordance with applicable privacy and employment legislation.
💡 Quick Summary
Seeking a career-building opportunity? The Senior Forensic Accountant - Private Lending (Real Estate Borrower Workouts) position is now open for candidates interested in the Work from home Jobs sector. This role in Mississauga offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Work from home Jobs is a plus.
