Job Description
Settle is on a mission to make buying inventory super easy. Since the company's inception in 201+, we've been building a cashflow management platform that allows founders and small business owners to more easily manage their company's financial health with a mix of accounts payable and flexible financing tools. We already work with some amazing brands that you probably know and love, like Branch Furniture, Olipop, Truvani, Starface, and Ghia.
Check us out in On Deck's Top Companies of 2026, Forbes' Next Billion-Dollar Startups, Techcrunch and this Kleiner blog post.
About the role:
Joining Settle as an early Software Engineer you will play a key role in shaping and constructing impactful, results-driven systems, products, and features. With a solid product-market fit, organic growth, and a comprehensive long-term roadmap, you'll be part of a dynamic team driving Settle's success.
We are seeking versatile back-end engineers (some front-end exposure a plus) with a product-focused mindset to elevate our business to new heights. The ideal candidate is forward-thinking, capable of designing enduring foundational systems for the coming years, and adept at steering clear of scope creep while delivering incremental value. We want someone who is iterative in their approach, moves with agility, and places the customer at the forefront of their decision-making process.
What You'll Do:
• Design and build data models, services, and APIs to power our web-app.
• Scale and secure our systems to support an increasing number of users, features, business requirements, partners, and engineers.
• Ensure seamless communication and effective collaboration with Product and Design teams in developing customer/user-facing functionality for our app.
• Collaborate with fellow engineers to build robust testing, integration, and deployment frameworks.
• Ability to independently drive and architect projects to completion, while effectively communicating ideas and progress to both technical and non-technical colleagues.
• Mentor engineers across the team.
What You'll Need:
• 6+ years of industry experience, preferably in the B2B fintech and/or startup sector.
• Technical requirements: Proficiency in CS fundamentals, a willingness to learn Ruby on Rails (our primary backend language), and mastery of OOP principles. Familiarity with an ORM framework, such as Django or Hibernate, is also preferred.
• Web-app architecture design. You have curiosity or understanding of how everything fits together from web services up through display and love designing reliable and extensible systems.
• Adaptability. We're a startup and project needs can change quickly. You love to jump into a new problem, learn what's needed, and solve it.
• Customer-centric mentality. You care about the user, strive to understand their needs and build tools to solve their problems.
• Leadership. With rapid growth, we need and expect everyone to be a leader. You have the humility and self-awareness to understand and navigate the unknown while holding yourself and others to a high bar. Additionally, you enjoy mentoring and fostering the development of fellow engineers.
Compensation:
This role offers an annual base salary range of $180,000-$225,000.00 + equity + benefits. Actual compensation will be determined by various factors, including your skills and experience.
Benefits & perks that we offer:
• Unlimited PTO
• Flexible and remote work culture
• Competitive compensation and equity
• Health, dental, and vision coverage for you and your dependents
• Lunch & commute reimbursement when working in the NYC office located near Union Square
• $500 home office set up reimbursement
• $2500 annual growth and development stipend
• $50 monthly food delivery gift card
• 401k
• Brex company card
• HSA/FSA
• WeWork membership
• ERG groups e.g. LGBTQIA+, Women @ Settle, and more!
• Employee Referral Program
• Team building events
Our Commitment to You
At Settle we know that cultivating diversity and fostering an inclusive work environment is critical to our impact and success. We create an environment where no individual is advantaged or disadvantaged because of their background. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, ****** orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.
With a commitment to maintaining a bias-free environment in which harassment is prohibited, we respect cultural diversity and comply with the laws of the places in which we operate. We expect our business partners, suppliers, clients, and all of our team members to uphold these commitments.
Check us out in On Deck's Top Companies of 2026, Forbes' Next Billion-Dollar Startups, Techcrunch and this Kleiner blog post.
About the role:
Joining Settle as an early Software Engineer you will play a key role in shaping and constructing impactful, results-driven systems, products, and features. With a solid product-market fit, organic growth, and a comprehensive long-term roadmap, you'll be part of a dynamic team driving Settle's success.
We are seeking versatile back-end engineers (some front-end exposure a plus) with a product-focused mindset to elevate our business to new heights. The ideal candidate is forward-thinking, capable of designing enduring foundational systems for the coming years, and adept at steering clear of scope creep while delivering incremental value. We want someone who is iterative in their approach, moves with agility, and places the customer at the forefront of their decision-making process.
What You'll Do:
• Design and build data models, services, and APIs to power our web-app.
• Scale and secure our systems to support an increasing number of users, features, business requirements, partners, and engineers.
• Ensure seamless communication and effective collaboration with Product and Design teams in developing customer/user-facing functionality for our app.
• Collaborate with fellow engineers to build robust testing, integration, and deployment frameworks.
• Ability to independently drive and architect projects to completion, while effectively communicating ideas and progress to both technical and non-technical colleagues.
• Mentor engineers across the team.
What You'll Need:
• 6+ years of industry experience, preferably in the B2B fintech and/or startup sector.
• Technical requirements: Proficiency in CS fundamentals, a willingness to learn Ruby on Rails (our primary backend language), and mastery of OOP principles. Familiarity with an ORM framework, such as Django or Hibernate, is also preferred.
• Web-app architecture design. You have curiosity or understanding of how everything fits together from web services up through display and love designing reliable and extensible systems.
• Adaptability. We're a startup and project needs can change quickly. You love to jump into a new problem, learn what's needed, and solve it.
• Customer-centric mentality. You care about the user, strive to understand their needs and build tools to solve their problems.
• Leadership. With rapid growth, we need and expect everyone to be a leader. You have the humility and self-awareness to understand and navigate the unknown while holding yourself and others to a high bar. Additionally, you enjoy mentoring and fostering the development of fellow engineers.
Compensation:
This role offers an annual base salary range of $180,000-$225,000.00 + equity + benefits. Actual compensation will be determined by various factors, including your skills and experience.
Benefits & perks that we offer:
• Unlimited PTO
• Flexible and remote work culture
• Competitive compensation and equity
• Health, dental, and vision coverage for you and your dependents
• Lunch & commute reimbursement when working in the NYC office located near Union Square
• $500 home office set up reimbursement
• $2500 annual growth and development stipend
• $50 monthly food delivery gift card
• 401k
• Brex company card
• HSA/FSA
• WeWork membership
• ERG groups e.g. LGBTQIA+, Women @ Settle, and more!
• Employee Referral Program
• Team building events
Our Commitment to You
At Settle we know that cultivating diversity and fostering an inclusive work environment is critical to our impact and success. We create an environment where no individual is advantaged or disadvantaged because of their background. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, ****** orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.
With a commitment to maintaining a bias-free environment in which harassment is prohibited, we respect cultural diversity and comply with the laws of the places in which we operate. We expect our business partners, suppliers, clients, and all of our team members to uphold these commitments.
💡 Quick Summary
Seeking a career-building opportunity? The Staff Software Engineer position is now open for candidates interested in the IT Engineer & Developer Jobs sector. This role in San Francisco offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in IT Engineer & Developer Jobs is a plus.
