Wholesale Credit Risk UK - Senior Manager

About the role:

Manage end-to-end processes from pre-screening and admission of individual operations to the extinction of approved risks.

Provide credit analysis and risk advices for Corporate & Investment Banking clients, with special focus, but not limited to, Real Estate, Leverage/LBO and platform/hybrid Companies.

Conduct credit analysis on prospective and existing clients by establishing and managing financial programs, providing a credit rating assessment and prepare credit proposals.

Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times.

Participation in credit and business committees.

Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.

Lliaising with different internal / external stakeholders and all different units linked to the admission and monitoring process.

Assess operations on credit / pricing.

Assist in monitoring policies and procedures.

What are we looking for?

Previous Experience and Technical Knowledge:

Minimum of 8-10 years of credit risk underwriting experience within a corporate or commercial banking environment.

Rating tools knowledge.

Knowledge of UK and Nordic Corporates, Financial sponsors activity and structure, Leverage Finance and Real Estate.

Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects.

Demonstrable experience and knowledge in Leverage risk analysis.

Knowledge of different products as well as structures (LBOs, FI, Financial Sponsors, Leverage Finance, etc).

Data Analysis and Data Driven management.

ESG knowledge is highly valuable.

Languages:

Fluent in English (C1) and Spanish (desirable).

Other languages are valuable.

Soft-skills:

Excellent communication and presentation skills.

Team building skills.

Ability to work under tight deadlines.

Excellent analytical capabilities and knowledge of regional/global participants of the different industries, with main focus but not limited to CRE.

United Kingdom
England
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