Job Description
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WizeTalent
Join our Talent Pool India WFH US Tax Accountant or Bookkeeper
WizeTalent • Mumbai, Maharashtra • via Trabajo.org
13 hours ago
Full–time
No Degree Mentioned
Apply directly on Trabajo.org
Job description
Stay Ahead of the Curve in Your Career
Are you ready to elevate your career? Gain early access to exclusive job opportunities tailored to your experience and expertise.
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InCred Financial Services
Credit Risk and Policy
InCred Financial Services • Mumbai, Maharashtra • via Foundit
18 hours ago
Full–time
Apply on Foundit
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Apply on BeBee
Apply directly on Jobaaj
Apply on Jooble
Apply directly on Jobs.weekday.works
Job description
Job Title - Head - SME Credit Risk and Policy
Job Summary
We are seeking an experienced and strategic risk professional to lead Credit Risk, Policy Risk, Portfolio Risk, and Risk Framework initiatives within the SME lending vertical. The role involves overseeing risk strategy, credit policy governance, risk analytics, and end-to-end process enhancements to ensure sustainable and profitable growth in the SME segment.
Key Responsibilities:
Policy Risk & Risk Framework
• Define risk and monitor the formulation, review, and evaluation of credit policies in coordination with Credit and Business teams.
• Conduct portfolio analysis to identify key risk and mitigation strategies
• Tracking portfolio triggers (thresholds/ breach), risk appetite level, NPA/write off trends, quality of static asset pool, early risk, non-starter trend and taking corrective actions thereof.
• Policy formulation and implementation of credit risk policy framework for new product / program launch within risk appetite of the bank and its subsequent review / amendment
• Present finalized policies to the Chief Risk Officer (CRO) for approval.
• Ensure policies are aligned with regulatory guidelines and setup risk appetite for each product
• Maintain comprehensive documentation and version control of all policy changes.
• Develop and publish Portfolio Quality Reports (PQRs) to track and monitor asset quality.
• Lead portfolio performance reviews with the CRO and relevant stakeholders.
• Conduct stress testing and identify early warning signals through data-driven insights.
• Provide oversight on credit decisions, sectoral risk appetite, and underwriting frameworks.
• Lead discussions on segment-specific credit strategies and risk-return trade-offs.
• Conducting periodical portfolio review with stakeholders & management and taking corrective policy actions.
• Identifying Risk and Opportunities for the business: Peer/ industry benchmarking and policy/ product innovation through localized and segment specific norms.
Credit Process Review & Governance
• Conduct end-to-end credit process reviews to ensure risk controls, operational efficiency, and regulatory compliance.
• Undertake location visits as part of credit process validations and risk assessments.
• Recommend process improvements based on field insights and best practices.
Other Projects & Cross-functional Initiatives
• Drive cross-functional initiatives with Business and Credit teams related to risk and policy integration in technology platforms.
• Collaborate with product, operations, and technology for seamless implementation of risk policies across systems.
Key Requirements
• Qualified Chartered Accountant or Postgraduate in Finance, Economics, Statistics, or MBA
• FRM, CFA, or other relevant professional certifications as an advantage
• 12-15 years of experience in Credit Risk, Policy Risk, Portfolio Risk in SME lending, preferably in a bank, NBFC, or
WizeTalent
Join our Talent Pool India WFH US Tax Accountant or Bookkeeper
WizeTalent • Mumbai, Maharashtra • via Trabajo.org
13 hours ago
Full–time
No Degree Mentioned
Apply directly on Trabajo.org
Job description
Stay Ahead of the Curve in Your Career
Are you ready to elevate your career? Gain early access to exclusive job opportunities tailored to your experience and expertise.
Why Send in your application?
Stay Informed
Be among the first to hear about new roles that align with your profile and interests.
Get Priority Access
Enjoy early consideration for open positions even before they're made public...
Show full description
Report this listing
I
InCred Financial Services
Credit Risk and Policy
InCred Financial Services • Mumbai, Maharashtra • via Foundit
18 hours ago
Full–time
Apply on Foundit
Apply on Getmereferred.com
Apply on BeBee
Apply directly on Jobaaj
Apply on Jooble
Apply directly on Jobs.weekday.works
Job description
Job Title - Head - SME Credit Risk and Policy
Job Summary
We are seeking an experienced and strategic risk professional to lead Credit Risk, Policy Risk, Portfolio Risk, and Risk Framework initiatives within the SME lending vertical. The role involves overseeing risk strategy, credit policy governance, risk analytics, and end-to-end process enhancements to ensure sustainable and profitable growth in the SME segment.
Key Responsibilities:
Policy Risk & Risk Framework
• Define risk and monitor the formulation, review, and evaluation of credit policies in coordination with Credit and Business teams.
• Conduct portfolio analysis to identify key risk and mitigation strategies
• Tracking portfolio triggers (thresholds/ breach), risk appetite level, NPA/write off trends, quality of static asset pool, early risk, non-starter trend and taking corrective actions thereof.
• Policy formulation and implementation of credit risk policy framework for new product / program launch within risk appetite of the bank and its subsequent review / amendment
• Present finalized policies to the Chief Risk Officer (CRO) for approval.
• Ensure policies are aligned with regulatory guidelines and setup risk appetite for each product
• Maintain comprehensive documentation and version control of all policy changes.
• Develop and publish Portfolio Quality Reports (PQRs) to track and monitor asset quality.
• Lead portfolio performance reviews with the CRO and relevant stakeholders.
• Conduct stress testing and identify early warning signals through data-driven insights.
• Provide oversight on credit decisions, sectoral risk appetite, and underwriting frameworks.
• Lead discussions on segment-specific credit strategies and risk-return trade-offs.
• Conducting periodical portfolio review with stakeholders & management and taking corrective policy actions.
• Identifying Risk and Opportunities for the business: Peer/ industry benchmarking and policy/ product innovation through localized and segment specific norms.
Credit Process Review & Governance
• Conduct end-to-end credit process reviews to ensure risk controls, operational efficiency, and regulatory compliance.
• Undertake location visits as part of credit process validations and risk assessments.
• Recommend process improvements based on field insights and best practices.
Other Projects & Cross-functional Initiatives
• Drive cross-functional initiatives with Business and Credit teams related to risk and policy integration in technology platforms.
• Collaborate with product, operations, and technology for seamless implementation of risk policies across systems.
Key Requirements
• Qualified Chartered Accountant or Postgraduate in Finance, Economics, Statistics, or MBA
• FRM, CFA, or other relevant professional certifications as an advantage
• 12-15 years of experience in Credit Risk, Policy Risk, Portfolio Risk in SME lending, preferably in a bank, NBFC, or
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk and Policy position is now open for candidates interested in the Accountant Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Accountant Jobs is a plus.