Job Description
n this position, you’ll review and analyze medical, personal, and financial information to evaluate eligibility and risk for applications for amounts up to $200 million. You’ll play a key role in the risk assessment, decision-making and communication for each application.
Interested Individuals Should Be
• Client-focused with a passion for working towards a common goal on a high performing team
• Have a comprehensive risk analysis approach to medical and financial underwriting
• Driven by strong desire and commitment to support our Distribution partners
What will you do?
• Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions.
• Negotiate internal decisions with our reinsurers, in accordance with reinsurance treaties and internal rules.
• Effectively communicate and explain decisions to advisors and/or a client’s physician, as require.
• Build strong relationships with business leaders, distribution teams and advisors delivering exceptional service and expertise.
• Focus on continuous improvement. Identify areas of opportunities and bring forward recommendations for solution.
• Contribute to a positive environment through teamwork, and a spirit of innovation, and professional development
• Attend and contribute to regular HNW case reviews where the team shares their knowledge and opinions with an outcome of helping each other to develop and learn.
• Mentor and help employees grow to the next levels in their careers
What do you need to succeed?
• Decision Making Authority >$10,000,000 for Life and $1,000,000 of Critical Illness
• Exceptional analytical, judgement, problem-solving and decision-making skills
• This position is posted in several locations. Bilingualism (French/English) is required for Quebec applicants because of the frequent interactions with English and French-speaking colleagues/internal partners.
• Client and results focused, with proactive service orientation to support our business goals
• Ability to influence and negotiate
• Strong knowledge of medical and financial risk factors
• The ability to work in a fast-paced environment, meet tight deadlines and balance completing priorities
• Strong interpersonal skills to work collaboratively with our internal and external partners
• Strong attention to detail and accuracy
• Ability to work independently and eager to take on responsibility
• 10-15 years of experience as an Individual Life Underwriter
• Bachelor's degree or equivalent
• Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
Skills: decision-making authority,relationship building,underwriting,medical underwriter,flmi designation,attention to detail,life underwriting,teamwork,mentoring,alu certificate,financial risk factors,interpersonal skills,influence,ongoing education,medical risk factors,independent work,bilingualism,individual life insurances,responsibility,analytical skills,judgement,falu designation,communication,fast-paced environment,medical underwriting,decision-making,negotiation,continuous improvement,risk assessment,excellent communication and leadership skills,problem-solving,insurance
Interested Individuals Should Be
• Client-focused with a passion for working towards a common goal on a high performing team
• Have a comprehensive risk analysis approach to medical and financial underwriting
• Driven by strong desire and commitment to support our Distribution partners
What will you do?
• Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions.
• Negotiate internal decisions with our reinsurers, in accordance with reinsurance treaties and internal rules.
• Effectively communicate and explain decisions to advisors and/or a client’s physician, as require.
• Build strong relationships with business leaders, distribution teams and advisors delivering exceptional service and expertise.
• Focus on continuous improvement. Identify areas of opportunities and bring forward recommendations for solution.
• Contribute to a positive environment through teamwork, and a spirit of innovation, and professional development
• Attend and contribute to regular HNW case reviews where the team shares their knowledge and opinions with an outcome of helping each other to develop and learn.
• Mentor and help employees grow to the next levels in their careers
What do you need to succeed?
• Decision Making Authority >$10,000,000 for Life and $1,000,000 of Critical Illness
• Exceptional analytical, judgement, problem-solving and decision-making skills
• This position is posted in several locations. Bilingualism (French/English) is required for Quebec applicants because of the frequent interactions with English and French-speaking colleagues/internal partners.
• Client and results focused, with proactive service orientation to support our business goals
• Ability to influence and negotiate
• Strong knowledge of medical and financial risk factors
• The ability to work in a fast-paced environment, meet tight deadlines and balance completing priorities
• Strong interpersonal skills to work collaboratively with our internal and external partners
• Strong attention to detail and accuracy
• Ability to work independently and eager to take on responsibility
• 10-15 years of experience as an Individual Life Underwriter
• Bachelor's degree or equivalent
• Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations
Skills: decision-making authority,relationship building,underwriting,medical underwriter,flmi designation,attention to detail,life underwriting,teamwork,mentoring,alu certificate,financial risk factors,interpersonal skills,influence,ongoing education,medical risk factors,independent work,bilingualism,individual life insurances,responsibility,analytical skills,judgement,falu designation,communication,fast-paced environment,medical underwriting,decision-making,negotiation,continuous improvement,risk assessment,excellent communication and leadership skills,problem-solving,insurance
💡 Quick Summary
Seeking a career-building opportunity? The Medical Underwriter| Assistant Director position is now open for candidates interested in the Health Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Health Jobs is a plus.
